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UC and equity from house sale

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  • poppy12345
    poppy12345 Posts: 18,880 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Paulm1978 said:
    Paulm1978 said:

    I just annoyed that as always it’s always people  like me that never get help. It’s always wasters who play the system so they don’t need to work and get hands out all over. Even though I can not help the situation I’m in and paying £800pm but because I have the equity I can not get help


    Just so that you're aware, very few people "play the system" as you put it. You have £48,000 which is a huge amount of money and if you decide not to buy a house then you need to use that money to live off. Once is drops below £16,000 then you can claim UC, if you're entitled. Although there will be a deducted for £4.35 per month for every £250 (or part there of) over £6,000.

    and no I won’t get any help with UC as apparently I earn too much 28k a year so

    Then i don't understand the reason for your post...
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,320 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Paulm1978 said:
    Thanks for your comments and info. Let’s get things put right first I’m not going to spend my money just to get £400 a month I’ve worked since I’ve left school and am now 42 so I’m no sponger. I never get anything for free and have always had to work for it so please don’t judge 

    The house sold last year so I doubt I’ll even get help with the 6m thing. 
    I just annoyed that as always it’s always people  like me that never get help. It’s always wasters who play the system so they don’t need to work and get hands out all over. Even though I can not help the situation I’m in and paying £800pm but because I have the equity I can not get help

    the reason I choose to see what UC I might get was because I used a benefit calculator to see if it was best to buy or stay rented so I played with the savings part and found out I got help renting but no help if I bought a property from UC that’s all


    Really?  How, who have you seen playng the system?  If people are fit for work (or even if they aren't, in many cases) they have to meet certain work-search conditions. in order to receive their benefits.

    Fair enough, I'm glad you said that was the reason because I was slightly worried - we've often seen people have missed out on help they would have been entitled to due to not looking into things sooner, but that doesn't seem to be the case for you.
  • poppy12345
    poppy12345 Posts: 18,880 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Paulm1978 said:

    the reason I choose to see what UC I might get was because I used a benefit calculator to see if it was best to buy or stay rented so I played with the savings part and found out I got help renting but no help if I bought a property from UC that’s all


    So which is it, without the savings you would either get help or you won't because of your earnings... Now i'm even more confused why you posted.

    and no I won’t get any help with UC as apparently I earn too much 28k a year so 



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