Adding a 2nd name on Council Tax account

Hi,
At the moment the council tax is in my name only,but we'd like to add my wife's name also to it. I have a mortgage which is in my name only also. Can we do this,or does my wife has to be  the co-owner also?
She is on the electoral roll and has been on it for some time.
TIA
«1

Comments

  • MovingForwards
    MovingForwards Posts: 17,139 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    There should be a link on your CT website to add another person to the account, she doesn't have to be joint homeowner with you.

    How about your other bills, are they sole or joint names?

    Have you drawn up a will to deal with your assets in case anything happens?
    Mortgage started 2020, aiming to clear 31/12/2029.
  • My partner is the sole name on the mortgage, we are both on the CT (we met after she bought the house)
  • lincroft1710
    lincroft1710 Posts: 18,764 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    As she is a joint occupier, her name should be on the CT bill. Occupation is key in CT, not ownership.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • goodraw
    goodraw Posts: 35 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    OK,thank you all.
    There's no link, Movingforward, just a inquiry box where you have to tell them what you want to do.
  • goodraw
    goodraw Posts: 35 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    lincroft17
    . Occupation is key in CT, not ownership.
    Lincroft,
    Is this the law,or can councils have their "rules"?

  • If there are 2 or more adults then you pay 100% and there is no 25% discount. Some adults are not counted as adults for tax purposes. If you live there e.g. bills registered there, you shouldn't be trying to claim a discount.

    https://www.gov.uk/council-tax/who-has-to-pay
  • p00hsticks
    p00hsticks Posts: 14,347 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If there are 2 or more adults then you pay 100% and there is no 25% discount. Some adults are not counted as adults for tax purposes. If you live there e.g. bills registered there, you shouldn't be trying to claim a discount.

    https://www.gov.uk/council-tax/who-has-to-pay
    I don't think there's any suggestion that the OP is trying to claim a discount ?

  • goodraw
    goodraw Posts: 35 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    That is correct,I'm not trying to get a discount but trying to add my wife's name on the bill. 

  • lincroft1710
    lincroft1710 Posts: 18,764 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    goodraw said:
    lincroft17
    . Occupation is key in CT, not ownership.
    Lincroft,
    Is this the law,or can councils have their "rules"?

    It is law, there is a "hierarchy of liability" for CT. You and your wife are both jointly and severally liable.  You are liable as being both the actual and legal occupier of your home. Your wife is liable as she is your spouse and also occupies your home. Jointly and severally means that if one of you doesn't pay the CT bill the council can pursue the other party for the full amount.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • If there are 2 or more adults then you pay 100% and there is no 25% discount. Some adults are not counted as adults for tax purposes. If you live there e.g. bills registered there, you shouldn't be trying to claim a discount.

    https://www.gov.uk/council-tax/who-has-to-pay
    I don't think there's any suggestion that the OP is trying to claim a discount ?


    It's simply stating a fact replying to the second question they asked about "legality" of ownership/occupation.
    If OP's partner is added to the CT list, the OP's partner, who, was able to claim 25% discount, won't be able to any more.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.3K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.2K Spending & Discounts
  • 243.3K Work, Benefits & Business
  • 597.8K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.