Benefits and year old working after leaving school

bossman50

Hi,
Im disabled and my wife is my carer. We dont work and receive ESA cont support group, PIP, IS and CA
We also get Child Benefit and Child tax credit.
Our daughter is leaving school this year (June 2021) and getting an apprenticeship. So she wont be in full time education.
We realise we will lose CB and CTC (£89 and £250 every 4 weeks)
Obviously this is a huge amount to lose and we cannot expect our daughter to pay anything like that in lodge.
So my question is, will we be £339 worse off or will our IS go up slightly?
Thanks

bossman50

sorry, title should say 16 year old leaving school and working

poppy12345

bossman50 said:

So my question is, will we be £339 worse off or will our IS go up slightly?
Thanks

Your Income Support will not increase. Tax credits and child benefit will of course end. If you claim for any help with the rent there will not be any non dependant deductions because of the daily living award. Unfortunately, when a young person leaves full time education then we just have to learn to live with less money. Your daughter will of course need to pay something for her keep.

bossman50

We own our own home so no rent.
Of course she will contribute but not that amount. 
Our IS is currently capped because of the amount the government says we need to live on, I didnt know if that would change?
Thanks

poppy12345

bossman50 said:

We own our own home so no rent.
Of course she will contribute but not that amount. 
Our IS is currently capped because of the amount the government says we need to live on, I didnt know if that would change?
Thanks

The IS doesn't include any money for your daughter. How much IS do you receive? I also see that you're claiming CB ESA as well. I realise it's a shock when our "children" leave education but we just have to learn to budget a little more.

My daughter also left full time education in January this year so my tax credits of £159 per week and child benefit also stopped, which meant i lost over £700 per month. My daughter isn't able to work because of a health condition so she had no option but to claim UC (£342 per month) so as you can see, a huge drop in income for me.

bossman50

£45 a week IS

nannytone_2

The Op shouldn't be affected by any benefit cap because they are claiming a disability benefit

poppy12345

bossman50 said:

£45 a week IS

Your IS isn't capped because as advised you're excluded from the cap because of the PIP claim. This IS amount is correct because of the carers allowance claim, which is deducted £1 for £1 from your IS and then they add the carers premium. I'm afraid you will not receive any extra money now your daughter has left education and your ESA and IS will remain the same.

bossman50

I got a letter saying that the government says we need x amount a week to live on and then a table showing ESA amounts. The rest is made up of IS.

poppy12345

bossman50 said:

I got a letter saying that the government says we need x amount a week to live on and then a table showing ESA amounts. The rest is made up of IS.

Yes but that doesn't mean the IS is capped, it's reduced because of the carers allowance claim.

bossman50

The letter from the jobcentre says: How your income support is worked out. Then, How much the law says you need to live on.
It says the amount is £230 then deducts income of ESA and Carers, this leaves the amount of £45