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Travel insurance

Hi ,  Hope I can get a good answer to my problem.  I bought travel insurance for myself and my husband in February 2020 for the year.  Sadly this was a complete waste of money as our holidays were cancelled like everyone else’s.  Now I have had an email from LeisureGuard Travel thanking me for renewing this insurance and taking over £450 out of my account.  I have received no notifications from them at all.  Surely they can’t do this?  I have already sent two emails to their complaints department without a reply or acknowledgment.  I would really appreciate some positive advice.  
Not sure I am in the right section?
Thank you.
ValeriePatricia

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