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My ex and I have a joint life insurance

Jak_1
Jak_1 Posts: 3 Newbie
First Post First Anniversary
in Deaths, funerals & probate
Sadly he has passed recently, can I claim on our life insurance?

Comments

  • Savvy_Sue
    Savvy_Sue Posts: 47,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The best people to ask will be the insurer. It may depend: I don't know. You say 'my ex', but is that ex-spouse? If yes, were you formally divorced?
    Signature removed for peace of mind
  • Keep_pedalling
    Keep_pedalling Posts: 22,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you were the named beneficiary on the policy and the premiums were up to date then the answer is yes.. 
  • Jak_1
    Jak_1 Posts: 3 Newbie
    First Post First Anniversary
    Thankyou and yes to both.
  • Marcon
    Marcon Posts: 15,903 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Keep_pedalling said:
    If you were the named beneficiary on the policy and the premiums were up to date then the answer is yes.. 
    Not necessarily. OP, see https://www.moneyexpert.com/life-insurance/divorce/ for a very clear explanation of the various types of life policy and how divorce impacts on them.
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • Jak_1
    Jak_1 Posts: 3 Newbie
    First Post First Anniversary
    Marcon
    Thankyou, I has read all that we took out life insurance 40 years ago and just kept paying the premiums, sadly he passed last week also with a pension both under pension age so need to deal with that too we both owned the house x
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