Issues with valuer?

Unicorn_cottage

@lookstraightahead Have you read the whole thread? I never said nothing was wrong. I said there was nothing that was concerning to us. I never said I wouldn't get a survey in fact I had a full structural survey on Wednesday. As explained I have experience of old houses and when visiting the property I saw no evidence of structural issues which was confirmed by the feedback from the surveyor. Again I am simply asking if anyone has had any experience of challenging a valuer's findings simple as that. 

lookstraightahead

Unicorn_cottage said:

@lookstraightahead Have you read the whole thread? I never said nothing was wrong. I said there was nothing that was concerning to us. I never said I wouldn't get a survey in fact I had a full structural survey on Wednesday. As explained I have experience of old houses and when visiting the property I saw no evidence of structural issues which was confirmed by the feedback from the surveyor. Again I am simply asking if anyone has had any experience of challenging a valuer's findings simple as that. 

OK - if I were you:

see if there was any reason - E.g. a small deposit (ie work needs doing so it would wipe out any 'equity' so they won't take the risk)
Then spend hours going through the report to see exactly what does need doing (I've always lived in old houses but on viewing you see very little)
Then find a new lender - use a broker.

Old houses eat money and it's the lender who carried out the initial survey, so from what I can see, it's their prerogative to refuse. 

I love old houses, but they are a bigger risk all round.

what did they mean by water supply?

Unicorn_cottage

lookstraightahead said:

Unicorn_cottage said:

@lookstraightahead Have you read the whole thread? I never said nothing was wrong. I said there was nothing that was concerning to us. I never said I wouldn't get a survey in fact I had a full structural survey on Wednesday. As explained I have experience of old houses and when visiting the property I saw no evidence of structural issues which was confirmed by the feedback from the surveyor. Again I am simply asking if anyone has had any experience of challenging a valuer's findings simple as that. 

OK - if I were you:

see if there was any reason - E.g. a small deposit (ie work needs doing so it would wipe out any 'equity' so they won't take the risk)
Then spend hours going through the report to see exactly what does need doing (I've always lived in old houses but on viewing you see very little)
Then find a new lender - use a broker.

Old houses eat money and it's the lender who carried out the initial survey, so from what I can see, it's their prerogative to refuse. 

I love old houses, but they are a bigger risk all round.

what did they mean by water supply?

The lender/valuer has refused based on incorrect information though that is my issue as there is not a structural issue. I am putting forward a large deposit. I am using a broker. Ultimately if they refuse after further evidence then I will move onto another lender as it is currently mortgaged anyway. The house's water supply is fed by a spring.