Insurance comparison

jezzer_72

Hi All,
I thought I would post to see if anyone has had a similar experience. 

In a few weeks my house insurance is up for renewal so I did a comparison only for it to return basically 0 results under £2000. My wife, who is a joint policy holder, did a comparison and it returned a number of companies which were in the hundreds of pounds. Nothing has happened since the last quote to have impacted my insurance. So I’m a bit stumped as to why this would happen.

anyone have a similar experience?

I should also say that I checked my credit file and it’s pretty much perfect (in the 900’s) with no missed payments. 

I’m just stumped and pretty concerned as I need to do car insurance this month too and really cannot afford (financially and figuratively) for my premium to increase by 1000% and putting the car insurance in my partners name obviously isn’t an option. 

jezzer_72

Deleted. Double post. 

[Deleted User]

Get your wife to take out the home insurance.

See what car insurance quotes you get.

Your 900s credit score means nothing to anyone.

dunstonh

Nothing has happened since the last quote to have impacted my insurance. So I’m a bit stumped as to why this would happen.

Did you answer certain questions multiple times with different answers?   

I should also say that I checked my credit file and it’s pretty much perfect (in the 900’s) with no missed payments. 

A marketing score from a credit agency doesn't mean anything.

How much has your renewal come in at?

jezzer_72

dunstonh said:

Nothing has happened since the last quote to have impacted my insurance. So I’m a bit stumped as to why this would happen.

Did you answer certain questions multiple times with different answers?   

I should also say that I checked my credit file and it’s pretty much perfect (in the 900’s) with no missed payments. 

A marketing score from a credit agency doesn't mean anything.

How much has your renewal come in at?

Deleted_User said:

Get your wife to take out the home insurance.

See what car insurance quotes you get.

Your 900s credit score means nothing to anyone.

Same answers as last year save for the amount of years I have lived here and the no claims. Ended up getting it in the wife’s name anyway because we would have been without insurance otherwise. I just cannot think of why i basically had a hand full of expensive quotes... literally 1000% more expensive. 

The renewal was about £60 more expensive than last year. A little more expensive than that for the quote my wife got from the same company also.