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Anyone experienced EWS1 form request for a conversion flat?

nightingale101
nightingale101 Posts: 29 Forumite
10 Posts Name Dropper
in House buying, renting & selling
Hi everyone, I was wondering if anyone who has bought a conversion flat, ideally Victorian/Georgian/Edwardian in the last 6 months with mortgage and whether they had been subject to EWS1 certification? From some threads I saw on this forum, it can depend on the bank whether they will give you a mortgage offer as it's not just cladding that is the issue. But would like to know what people's experienced have been like? I am trying to stay out of new builds due to this whole cladding issue even if the building doesn't have any cladding as banks are being more strict on this. So my only other option is to go for conversion flats. It would also be good to know which bank rejected/offered you the mortgage on the conversion flat as well. Thanks!

Comments

  • nightingale101
    nightingale101 Posts: 29 Forumite
    10 Posts Name Dropper
    Bumping this in case no one seen this before  :D
  • NameUnavailable
    NameUnavailable Posts: 3,030 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    I've not heard of it happening - yet.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I haven't heard of them being asked for in any sort of older building, whether purpose-built as flats or not.
  • nightingale101
    nightingale101 Posts: 29 Forumite
    10 Posts Name Dropper
    @NameUnavailable
    @davidmcn
    Thanks both! I guess the only way to find out is still to pay for the lender's survey and see what they say.
  • NameUnavailable
    NameUnavailable Posts: 3,030 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    nightingale101 said:
    @NameUnavailable
    @davidmcn
    Thanks both! I guess the only way to find out is still to pay for the lender's survey and see what they say.
    Please let us know how you get on.
    There have been cases of EWS1 being requested for some houses! Anything can happen but it seems it's not been requested for older (brick) blocks under 18m or conversions.
  • nightingale101
    nightingale101 Posts: 29 Forumite
    10 Posts Name Dropper
    NameUnavailable said:
    nightingale101 said:
    @NameUnavailable
    @davidmcn
    Thanks both! I guess the only way to find out is still to pay for the lender's survey and see what they say.
    Please let us know how you get on.
    There have been cases of EWS1 being requested for some houses! Anything can happen but it seems it's not been requested for older (brick) blocks under 18m or conversions.
    I have asked my solicitor and broker on their experience but they not in their experienced seen or heard conversion flats being subject to this certificate so that's good to hear. 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Name Dropper
    Coventry confirmed to me the other day they ask for one on anything over 2 stories regardless so I'd guess they would pick up a conversion as well
  • nightingale101
    nightingale101 Posts: 29 Forumite
    10 Posts Name Dropper
    Deleted_User said:
    Coventry confirmed to me the other day they ask for one on anything over 2 stories regardless so I'd guess they would pick up a conversion as well
    Oh damn ok this is good to know! Thanks!!
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