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Worth paying shipping insurance?
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From_Cordoba
Posts: 33 Forumite

in Credit cards
I’m planning to buy a camera online. is over £1500 I had bought stuff before in this company but bellow £200 and always arrived by DHL. I don’t think they are based in the UK but for some reason the shipping label is from the UK. anyway now because I’m buying a more expensive item I debating in paying the shipping insurance which is quite high about £90. so my question is this really worthy? if for some reason the package get lost and I don’t pay for the shipping insurance Can I still call my Credit Card company and open a claim?
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Is it the camera company offering insurance? I doubt you could get any sense out of DHL as their contract would be with the camera company not you of course.
For £90 I'd consider collecting it myself rather than having it shipped.I am not a cat (But my friend is)0 -
The shipper can choose to pay insurance on their package, you can't as the receiver. You would have all the usual rights if the package arrives damaged or goes missing - they would claim off their insurance and you would ask for a replacement.0
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Deleted_User said:The shipper can choose to pay insurance on their package, you can't as the receiver. You would have all the usual rights if the package arrives damaged or goes missing - they would claim off their insurance and you would ask for a replacement.0
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Shipping insurance sold by a retailer to the customer is an absolute scam. The retailer has the choice of buying insurance or taking the risk themselves. As a customer you're being offered the opportunity to insure yourself against a risk that isn't yours.
Pay on a credit card. If anything goes wrong you have the extra cover of the credit card company if the retailer refuses to refund/replace.0 -
adamp87 said:Deleted_User said:The shipper can choose to pay insurance on their package, you can't as the receiver. You would have all the usual rights if the package arrives damaged or goes missing - they would claim off their insurance and you would ask for a replacement.0
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Like all insurance take it out and if you have an issue it was worthwhile, if you don't then you have incurred a modest expense 'just in case'. If you find the supplier's insurance to expensive arrange your own.0
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What's the name of the company?0
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