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Eating a Vegetarian Elephant

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Comments

  • Porridgecat
    Porridgecat Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    I have to wait till Thursday for mortgage overpayment day :neutral:
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • misslolu
    misslolu Posts: 237 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Chiglepig said:
    Put the last of my 20/21 contributions into my S&S ISA today - not maxed out (I wish!), but leaves me with more opportunity for the next tax year.
    DH has done his WFH tax claim.
    My lawn edging arrived - I will be so busy this weekend I won't have time to spend any money, 15 metres to install.
    Monday will be mortgage payment and overpayment day (so excited - you people have infected me ;)).
    Even better, Tuesday is my day off and the weather is predicted to be FAB.
    Monday and Tuesday weather is looking good! I'm jealous that you're off.
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    misslolu said:
    Monday and Tuesday weather is looking good! I'm jealous that you're off.
    @misslolu, the number of times I have planned a day in the garden and Tuesday has been the worst day of the week! Unfortunately, Monday I will be locked in the study and chained to the computer ;)

    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    Used my country park parking permit for the first time yesterday - doggo and I allowed ourselves to get lost and wander without worrying about the parking charges (£3.50 for an hour), so £60 for the year well spent.
    In the garden I started putting in the lawn edging, - really pleased with that. And DD rescued some old garden chairs and table to make her own little social spot for when her friends are allowed round again.
    Later it's food shopping for the week, then DD wants to go and spend some birthday money on aquarium plants - she's really getting on board with all things green and growing - great to have a hobby in common.
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    I get 10% overpayment day on Monday and then wages and normal overpayment day on Wednesday 😀 Shame the 10% is only about £760 now, so won't make any real inroads 🤣!
    @South_coast but you are SOOOO close!

    I have to wait till Thursday for mortgage overpayment day :neutral:
    And when it's all over for the month for me, you'll still have OPs to look forward to  :D.
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Porridgecat
    Porridgecat Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Chiglepig said:
    And when it's all over for the month for me, you'll still have OPs to look forward to  :D
    I'm trying to make little overpayments during the month as well, it gives me something to look forward too :smiley:
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    I've decided our regular OP is enough for now (although once a month is BORING!), so extras will be put aside to go into the S&S ISA, DH is happy for me to manage most of the finances on the understanding I 'keep' him when he retires!
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • powerspowers
    powerspowers Posts: 1,346 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Garden sound good chigle and well done on what you’ve managed to save so far this year
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,850/£5,000


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