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Eating a Vegetarian Elephant
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She did, thanks @Porridgecat - my ideal birthday is just being left alone in the garden with a radio, but that doesn't really cut it for an 18th and 19th birthdays!Shopping under £100 today (win!), Nectar points at £44.53, but I haven't done any surveys this week as work was too busy.Pond filled with saved rain water, bt £16 spent on plants.2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8562
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Morning All, new week, new money saving opportunities! Waiting for payday, March seems like a very long month!So, back to no wine this week - last week wasn't a good one on that front between DD's birthday and the sudden and very unexpected bad news.Anyway, Nectar canvass survey this morning (dog food), and I'm determined to do at least one a day, and to remind DH about his WFH tax rebate.2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8562
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Sorry to hear about your bad news 🙁 Sometimes wine is the only answer, no shame in that x
Agreed March seems very long, I got paid early last month as it fell on a weekend and now have to stick it out until 31/03 😮!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Morning All.Getting cross with surveys - this morning,Q: "Does your job involve programming or coding?"A: "No"Q: "How many hours a week do you spend coding or programming?"A: "0"Q: "Not a valid response, must be more than 1."A: "Go away and learn how to write surveys, grrrr." close tab.Anyway, got 40 points for telling them I like gin, Nectar total for the year so far (aka Christmas food fund), £45.73.Had a very spendy day yesterday;£104 spent on lawn edging, (but should save hours of my life)£27 on dry cat food (will have to spend at least double that today on pouches, but that will be 2-3 months worth),£46 on water plants (set up cost for pond, and won't need any more).Debating what to do next month re. OP/S&S ISA balance.2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8564
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Morning All.DD's new job is going well, it's only 10 hours a week, but it's really given her a boost after a grim year. Even bigger bonus for me, she got her paperwork done in time to be paid in April rather than having to wait until May!Only a week of term left, and then I have 10 days leave - extra long dogs walks and lots of gardening without guilt, can't wait.2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8564
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All of the cat food has arrived - which has saved me the cost of petrol for the pouches - the only store that sells them is a 16 mile round trip - which is fine when I'm working from campus as it's the same city, but not when it has to be a special trip. Absolutely amazing service - I only ordered yesterday, selected the cheapskate MSE-conscious free standard delivery, and it arrived at 7:30 this morning!Nectar for shopping this week is almost entirely things that were already on the shopping list, and I got 10 bonus points (!) from the app 'scratchcard'. Lookin' after them pennies!2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8565
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10! I keep winning 5, but never as many as 10 🙁!
I've been doing some shopping for BF over the last few weeks as he's not been able to drive - annoyingly, all my offers are now for things he buys instead of the things I need 🤦♀️!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
South_coast said:10! I keep winning 5, but never as many as 10 🙁!
I've been doing some shopping for BF over the last few weeks as he's not been able to drive - annoyingly, all my offers are now for things he buys instead of the things I need 🤦♀️!2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8565 -
Hello! Just found your diary, most cheerful 😊😊 looks like you're doing excellent work, and DH is as well by the sounds of it- brilliant!
I think I had a similar survey re coding... or something like it - oh, company using cloud based apps for goal setting - I'd said we used cloud based apps (it had listed Google drive as an option), but then wouldn't let me select 0% used for goal setting 🙄 I was in hot pursuit of the pennies, so I just said 1%, and if their results are inaccurate they should have done a better job of writing their survey!
My Nectar app kept crashing, but I've had a new phone this week, so will have to see if it's working better now. You've reminded me i saw something from Morrisons about them switching to vouchers rather than points - must see if I can extract mine before they become obsolete!4 -
@Cheery_Daff - I generally think of myself as a professional grump - but looking back, you're right, DH and I have been very positive and proactive this year. I think I've given up on the cloud based app one too - badly written surveys hurt my head - I often award them an imaginary third or 'resubmit for credit' !
2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8565
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