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Eating a Vegetarian Elephant

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  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    And in Nectar News, I'm now up to £36.61 saved thanks to 650 bonus points on things that were on my list to buy anyway, and 10 points for being screened out of every survey I tried yesterday!
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ah, the old screening out - always a pleasure, never a chore 🤣🤣🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    I wouldn't mind but one was about dog food and I thought I'd almost finished it! As for the luxury good ones - "have you ever spent stupid money on a belt?" - Obviously not, I'm on MSE.
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I think that with the luxury goods ones too! Do you think I'd be doing this survey for 15p if I regularly spend >£100 on face cream??? 🙄
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    I think that with the luxury goods ones too! Do you think I'd be doing this survey for 15p if I regularly spend >£100 on face cream??? 🙄

    :smiley:
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    NW have recalculated my monthly payment, and it has come down by a whopping £44 per month :smile: and becasue I want to keep the payment the same for now, that means the regular overpayment is now £444 per month.

    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    Been doing surveys in the hour between getting up to feed the cat and starting work - 90 nectar points today  and 240 yesterday, then the first Populuslive survey in ages, so £3 closer to cashing out there. It's silly that compared to my equivalent hourly rate, surveys are miniscule, but I get a real buzz out of those tiny rewards!
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Ami-Rose
    Ami-Rose Posts: 112 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Just thought I'd say hi, I'm following along now too! We're a one income household (I do freelance hours but it's inconsistent so we just count it as bonus savings, not household budget). It takes some getting used to, but you'll adjust faster than you think. 😊
    MFW: Starting balance, Jan 21: £102,950
    MFW21 Challenge #25
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    Thanks Ami-Rose, in some ways I'm looking forward to having a 'house husband' - I can hear from downstairs he's already set the robot vacuum (aka vaccy) without me mentioning it, so progress (and it's the mud from my wellies).
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • yogavibes
    yogavibes Posts: 99 Forumite
    100 Posts First Anniversary Name Dropper
    Hi Chiglepig, love the diary name! good luck on your mortgage free journey.  I like the sound of having a house husband.  I'm visualising lots of home cooked meals in your future!
    MFW #69 Mortgage remaining Jan 2021 £221,644; Jan OP £1000;
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