Third time's the charm...

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  • LittleMissDetermined
    LittleMissDetermined Forumite Posts: 7,420
    Tenth Anniversary 1,000 Posts Debt-free and Proud! Photogenic
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    Another no spend day for me today, all meals are from stores and I haven't been anywhere to spend anything... Nothing else is happening on the house move front, I think it's just a long wait now until everyone's in a position to exchange.  Still don't have my last card statement, hopefully that will be in the next day or so and I can arrange my other 0% debt shift.  I didn't sleep very well this weekend and I feel like I could nod off on a washing line, so working from home today has been a tough one.  I plan to get an early night tonight and see if I can sleep any better.  I probably have too much whizzing round in my head. 

    I need to try and get to the bank next weekend to put some cash in, nowhere really to spend it and I still have my Christmas money in my purse - go figure!

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2023 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £476.60 | EF £1000/£1000 | Sabbatical £180/£10000 | Holiday fund £250 | General Saver £2657.63
  • Hopefully you get a better sleep tonight. 

    Nothing worse than that. 
  • LittleMissDetermined
    LittleMissDetermined Forumite Posts: 7,420
    Tenth Anniversary 1,000 Posts Debt-free and Proud! Photogenic
    Forumite
    I’m exhausted and seemingly quite irritable 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2023 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £476.60 | EF £1000/£1000 | Sabbatical £180/£10000 | Holiday fund £250 | General Saver £2657.63
  • Haha seemingly  :D
  • LittleMissDetermined
    LittleMissDetermined Forumite Posts: 7,420
    Tenth Anniversary 1,000 Posts Debt-free and Proud! Photogenic
    Forumite
    Much better nights sleep last night and I woke up feeling quite refreshed! 

    Checked the balances this morning and my statement has been generated with the nil balance so have done some shuffling to take advantage of 0% - will update signature once they’re all showing as they should be. 

    Pesky MbNa have added an interest adjustment of 20p which messed with my OCD and I’ve paid £9.80 to round this down nicely again :D

    Hope you all have a good day 

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2023 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £476.60 | EF £1000/£1000 | Sabbatical £180/£10000 | Holiday fund £250 | General Saver £2657.63
  • LittleMissDetermined
    LittleMissDetermined Forumite Posts: 7,420
    Tenth Anniversary 1,000 Posts Debt-free and Proud! Photogenic
    Forumite
    Woke up early this morning, think it was the wild winds outside... we have had quite a few storms lately! 

    Checked the CC balances and everything has been processed so I can now update my signature.  2 cards on 0% will be my last priority, 2 cards have zero balance and that leaves 2 to be the priority over the next few months. 

    Mid-week already, will definitely be a NSD as I'm not going out and I've a really busy workday ahead of me with meetings and report writing so no time for any online shopping haha. Cod bake from stores for dinner tonight and cheese and crackers for lunch. 

    Need to start sorting through cupboards and drawers in the office ahead of the move, I'm certain there are things in them that I haven't used in years and probably won't use again. May as well be given to someone who can make use of them. 

    Have a happy Wednesday :)

    LMD x 
    *toddles off to update signature*
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2023 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £476.60 | EF £1000/£1000 | Sabbatical £180/£10000 | Holiday fund £250 | General Saver £2657.63
  • A busy day will be a quick day so all good. 

    I also need to start having a clear out. I'll probably end up rushing around and doing it last minute  :D 
  • LittleMissDetermined
    LittleMissDetermined Forumite Posts: 7,420
    Tenth Anniversary 1,000 Posts Debt-free and Proud! Photogenic
    Forumite
    A busy day will be a quick day so all good. 
    I also need to start having a clear out. I'll probably end up rushing around and doing it last minute  :D 
    Hopefully it will be, just having a brew and a biscuit after a very long zoom meeting.  I'm home alone today as hubby is back on shift, some long-awaited peace and quiet :)


    I mean well when I plan to sort out cupboards and drawers, but all I have done so far is procrastinate haha!  Hopefully I'll make a start after work today.

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2023 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £476.60 | EF £1000/£1000 | Sabbatical £180/£10000 | Holiday fund £250 | General Saver £2657.63
  • Och we're all the same with stuff like that. I have great intentions have a quick look in a drawer or a cupboard then decide to read my book or paint my nails. 
  • LittleMissDetermined
    LittleMissDetermined Forumite Posts: 7,420
    Tenth Anniversary 1,000 Posts Debt-free and Proud! Photogenic
    Forumite
    Hahah exactly that
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2023 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £476.60 | EF £1000/£1000 | Sabbatical £180/£10000 | Holiday fund £250 | General Saver £2657.63
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