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Third time's the charm...
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wowsers, its coming down so fast now!!!cant belive youve had so many vinted sales!!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐3 -
Oh my word, I have a couple of days off and you pay off so much....lol. Well done. At this rate you'll be done well before your date.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 741
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Thanks guys but it's all meticulously planned in... There will be my daily PADs which I have allocated at £5 a day between now and my DFD plus whatever I can glean from sales and surveys. Then £1000 from my May (2x £500) with the final payment on 27th April.
I'm tracking it all on my trusty spreadsheet
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21265 -
Good morning and happy Tuesday. The sun has made an appearance here and there's not a cloud in the sky, but it's still freezing and we have a smattering of snowflakes like the street has been dusted with icing sugar. Pretty, but cold!
Today will be a NSD for me, another busy day at work and I'm only going out to walk the dog. My PAD this morning was £5 to the credit card, I have another £8 on it's way from Vinted but it's not hit the bank yet so I'll check later on. Nothing happening on Prolific either, although I have £15 pending at the moment. I managed to cash out £5 from Huyu just now too as that's closing at the end of the month. I'm lucky I managed to get a final payout I guess. So I've just popped on the bank now and sent another £5 to the card. It all adds up!
51 days to go and the projected final payment is now down to £492 which is fantastic! First thing once the debt is gone is to save for a new computer though as this is super slow now because it's so old.
Right, I'm off to grab another brew!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
That balance is melting away at an incredible pace LMD. Seems like a blink of an eye ago it was over £8k.
This southern softy is heading up your way later this afternoon (Huddersfield) to watch football. We had snow forecast here but there was just some very light rain. I’ll be definitely adding an extra layer and a bigger coat before heading north!27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
AntoMac said:That balance is melting away at an incredible pace LMD. Seems like a blink of an eye ago it was over £8k.
This southern softy is heading up your way later this afternoon (Huddersfield) to watch football. We had snow forecast here but there was just some very light rain. I’ll be definitely adding an extra layer and a bigger coat before heading north!Speaking of the balance, my £8 has landed from Vinted so I’ve just sent that to the card. I’ve also had another sale complete so there’s another £5 on its way. Not sure where I’d be debt wise without Vinted and Prolific 😂Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Using Prolific and Vinted do seem to have really accelerated your debt payoff progress, and I agree it doesnt seem that long ago seeing your balance around £8K!
Keep on doing what you are doing and you will be debt free in no time at all (Hopefully sooner than your Target!)
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Thanks, definitely not sooner as I can't make the £495 final payment in extra bits before 27th April. But I'll still be working to get it as low as can beLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262
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2 more Vinted sales complete giving me £25 in the bank - sent to CC7.
Only 1 more thing to be paid for on there now... must find more things to sell!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21264 -
So, today has been a good day, just finished a high paying interview on Prolific and cashed out £21 which I have sent to CC7 just now. Even when my debts are clear I'm still going to do Prolific and put the money in my savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21264
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