New candy dishwasher £235. Offered breakdown insurance at £3.29 a month. Sensible?

big_ron_manager

Any advice about whether this is sensible or not please. I bought a new Candy dishwasher for £235. On registering it they've offered me a warranty (from Domestic and General) at £3.29 a month for two years, including accidental damage and call outs where my misuse might be the reason for the breakdown, also they will replace with a new machine if it can't be repaired. They are unable to tell me the price for policy after the two years. Is this a reasonable deal? 
Mitigating factors-I'm not sure that Candy is a reliable brand. It's integrated and I don't like messing about putting the door on new machines myself if i needed to replace it. I don't know what the price will be for the policy after the two years. 
Many thanks to anyone who contributes. 

2021BJ

If you can avoid misusing the device, which isn't particularly hard if you read the manual, it sounds like extremely poor value.

Aylesbury_Duck

You've got consumer rights protection, plus probably(?) a one year warranty already provided, so for the first year you're paying £40 to insure against your own misuse or clumsiness.  Up to you to consider if that's worth it or not.

davidmcn

These things are never good value. 

oldagetraveller1

I am at a loss as to how a dishwasher can be misused if, as 2021BJ has already posted, the instructions etc. in the manual are adhered to.

There are consumer rights too, as well as the manufacturer's warranty.

As an alternative put £4/month in an account, just in case.

JJ_Egan

What does the Candy  warranty cover ??

As said you also have consumer rights .

Personally i would put the £79 aside .

born_again

big_ron_manager said:

Any advice about whether this is sensible or not please. I bought a new Candy dishwasher for £235. On registering it they've offered me a warranty (from Domestic and General) at £3.29 a month for two years, including accidental damage and call outs where my misuse might be the reason for the breakdown, also they will replace with a new machine if it can't be repaired. They are unable to tell me the price for policy after the two years. Is this a reasonable deal? 
Mitigating factors-I'm not sure that Candy is a reliable brand. It's integrated and I don't like messing about putting the door on new machines myself if i needed to replace it. I don't know what the price will be for the policy after the two years. 
Many thanks to anyone who contributes. 

This is MSE....

NO..

Insurance is a mugs game of throwing good money away.
If you put 9.80 a month away. After 2 years you will have enough to buy another new one. 

Sandtree

You're paying £80 to avoid the hassle of having to enforce your consumer rights if something goes wrong plus AD cover and that you know if its beyond economic repair that a replacement will be given rather than a refund reduced to reflect use.

Personally on a £235 machine the price is far too high but it also depends on if you are in a position to afford bills or a replacement if it did die in 18 months whilst trying to enforce your rights.

justworriedabit

Its the luck of the draw and risk you take,
We have most items on extended warranties, initially.
A few years ago old drier went go a new one about your price, it was a condenser. We
really look after our thing, never overload, bang doors, etc. Guess what, after a year a few weeks it
broke. We just bought a new one as it was bad luck and this one is similar going strong 3/4 years.
Washing machines from my experience do go wrong no matter how much yu look after them about twice in 5 years
in our experience withinn 4/5 year warranty then we run them until they go.
Personally for a cheaper item, i would not bother unless it was to a fitted kitchen where size, colour etc was important.
What we are trying to do now is balance risk and how easy it is to find someone you can trust that won't
rip you off - looking at it like that it makes sense I guess. Difficult one

cymruchris

I personally wouldn't spend the money on it - as long as you look after it - only use it for cleaning your dishes - and no wild uses like cooking turkeys (that's what I read somewhere) then I'd rely on consumer legislation - and put a fiver a month into a savings account - then if it does go bang - and it's deemed your fault (unlikely) - you've already got a little pot of money on the side towards the replacement. 

big_ron_manager

By my own misuse I was thinking if a bit of unscraped off food somehow blocked the drain or something got stuck in the door and damaged it. 
The deal to me sounds okay for peace of mind depending on what happens to the monthly payments after the capped two years. Does anybody know how these things tend to go after the initial period? Could I be paying a fiver or a tenner a month in 5 years time? Thanks to all the responses so far.