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Satisfied CCJ
Carlos1731
Posts: 8 Forumite
Will a ' satisfied' CCj have any form of positive effect on my credit score?
I don't know if I should just pay it or if I should set up a monthly payment. If there's no benefit to my score I might aswell just pay a small amount each month.
Any advice would be appreciated.
P. S the ccj is over the first month
I don't know if I should just pay it or if I should set up a monthly payment. If there's no benefit to my score I might aswell just pay a small amount each month.
Any advice would be appreciated.
P. S the ccj is over the first month
0
Comments
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You don’t have a credit score to have a positive effect on.
Your credit history will show that you paid the judgement, either in full, or by instalments doesn’t matter.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
A ccj never looks good but a satisfied CCJ is always better than an outstanding one.I have one from 2018. I never got the paperwork. They sent to an address i lived in over 17 years - even though the original debtor had all my up to date details. It just appeared on my credit file about 3 months afterwards.I have never paid it or set up any payment plan but i aim to pay it off in the next few months in full as i want to get a mortgage next year0
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