Link financial debt collection agency

Hampton1968

Hi , I have a few fraudulent accounts on my credit file with link financial debt collection agency 
I have tried emailing them several times with zero response .transunion and Experian can’t get a response from them either after contacting them on my behalf 
the credit report companies have temporarily removed all the link financial accounts from my credit report for now , but obviously I still need to sort things out 
should I go to the ombudsman with this now ? 

Jamesyb123

If the credit Agencies have removed them for now that’s fine as nobody will see them. Long term it needs to be sorted but if they never respond then they will be permanently hidden.

Jamesyb123

Have Equifax hidden them too? Just thinking you need them all to get rid as you don’t want it to stop you obtaining credit 

Hampton1968

Jamesyb123 said:

Have Equifax hidden them too? Just thinking you need them all to get rid as you don’t want it to stop you obtaining credit 

Yes sorry they are hidden on all 3 , how on earth do I get them to respond ?

Hampton1968

Jamesyb123 said:

If the credit Agencies have removed them for now that’s fine as nobody will see them. Long term it needs to be sorted but if they never respond then they will be permanently hidden.

Yes it’s. Great in the short term , I’m not looking to obtain credit anyway , just not sure how to get through to them 

Jamesyb123

I know what you mean even though they’re hidden you’ll know they’re lurking I think if they’re an operating company then they will respond to the credit agencies at some point if they don’t exist anymore they would never reappear but I hope they do respond for you it’s a pain when you have something lurking in your mind 

Hampton1968

Jamesyb123 said:

I know what you mean even though they’re hidden you’ll know they’re lurking I think if they’re an operating company then they will respond to the credit agencies at some point if they don’t exist anymore they would never reappear but I hope they do respond for you it’s a pain when you have something lurking in your mind 

Be great if they’ve gone bust , fingers crossed 

sourcrates

Hampton1968 said:

Jamesyb123 said:

Have Equifax hidden them too? Just thinking you need them all to get rid as you don’t want it to stop you obtaining credit 

How on earth do I get them to respond ?

Make a complaint, write to them, so you have a paper trail, if they still fail to respond, ring the FOS helpline, explain what's going on, and they will write to Link telling them they have a complaint to deal with, just adds a little more clout.

2021BJ

Hampton1968 said:

Jamesyb123 said:

I know what you mean even though they’re hidden you’ll know they’re lurking I think if they’re an operating company then they will respond to the credit agencies at some point if they don’t exist anymore they would never reappear but I hope they do respond for you it’s a pain when you have something lurking in your mind 

Be great if they’ve gone bust , fingers crossed 

How so?  Someone else will buy the debts and carry on where they left off.

Hampton1968

2021BJ said:

Hampton1968 said:

Jamesyb123 said:

I know what you mean even though they’re hidden you’ll know they’re lurking I think if they’re an operating company then they will respond to the credit agencies at some point if they don’t exist anymore they would never reappear but I hope they do respond for you it’s a pain when you have something lurking in your mind 

Be great if they’ve gone bust , fingers crossed 

How so?  Someone else will buy the debts and carry on where they left off.

Was tongue in cheek 

PixelPound

No point going to ombudsman until you have complained to the company. Have you also raised the fraud complaint with the original creditor?