Halifax mortgage protection

5TEVIEH

I was told by the Halifax a few years ago that I never had ppi and therefore had no claim. Early last year I was contacted by a ppi claim company and was told I was able to claim for mis sold mortgage protection cover. I was phoned  by the Halifax/ St Andrews insurance about a claim for time off sick I was asked if i would now be cancelling the claim for mis sold MPC, I presumed I would need to in able to make the claim for time off sick, or else why ask? I feel a bit foolish now I've discovered I could of still claimed the Mis sold mortgage protection even though I have made a claim on it. Can anyone help? Thanks Steve. Ps received the call early July 2020

brettcta

The call from Halifax/ St. Andrews - what was that about? Had you tried to make a claim on the policy (I.e. you were off sick recently and needed to draw on the benefits) or did they call you about a complaint you’d registered and asked you about a historic claim for sickness?

5TEVIEH

I tried to make a claim,  sorry not for sickness,  for time off due to covid. 

[Deleted User]

You need to decide if you're making a claim or a complaint.

What is it you want?

dunstonh

sorry not for sickness,  for time off due to covid. 

Not being sick but just not working is not a reason to claim on the policy.  its not that type of insurance.

I feel a bit foolish now I've discovered I could of still claimed the Mis sold mortgage protection even though I have made a claim on it. 

You cant. The deadline has passed.

[Deleted User]

You either complain about PPI being miss-sold or make a claim on the policy. You can't complain it was miss-sold and still have a claim on it as the complaint says you didn't want it in the first place, and the claim says you did need it, so you weren't miss-sold?