HD Decisions appearing on credit report

System

This discussion was created from comments split from: What your credit score really means.

yonysimms

Has anyone had any dealings with HD Decisions. The poped up on my creditkarma report this week, so it looks like someone was trying to get credit in my name. I tried to contact them, but their website redirects to Equifax. I contacted equifax and they deny all knowledge of them. I checked FCA, and they list them as being Equifax, I checked companies hpouse and they have them disolved last year. I have had a number of calls with Equifax to try and get them to talk to me about this search but they steadfastky refuse to acknowlege any connection to HD Decisions.

dr_adidas01

yonysimms said:

Has anyone had any dealings with HD Decisions. The poped up on my creditkarma report this week, so it looks like someone was trying to get credit in my name. I tried to contact them, but their website redirects to Equifax. I contacted equifax and they deny all knowledge of them. I checked FCA, and they list them as being Equifax, I checked companies hpouse and they have them disolved last year. I have had a number of calls with Equifax to try and get them to talk to me about this search but they steadfastky refuse to acknowlege any connection to HD Decisions.

HD Decisions is a credit comparison site, have you been checking for anything such as Credit cards, Loans, Car Insurance, House Insurance?

2021BJ

yonysimms said:

Has anyone had any dealings with HD Decisions. The poped up on my creditkarma report this week, so it looks like someone was trying to get credit in my name. I tried to contact them, but their website redirects to Equifax. I contacted equifax and they deny all knowledge of them. I checked FCA, and they list them as being Equifax, I checked companies hpouse and they have them disolved last year. I have had a number of calls with Equifax to try and get them to talk to me about this search but they steadfastky refuse to acknowlege any connection to HD Decisions.

Probably because they're not part of Equifax at all.

yonysimms

2021BJ said:

.

Probably because they're not part of Equifax at all.

Yep, my mistake in this post, I meant Experian. I contacted Experian and they say they are nothing to do with them, and Companies House has them as a dissolved company

2021BJ

yonysimms said:

2021BJ said:

.

Probably because they're not part of Equifax at all.

Yep, my mistake in this post, I meant Experian. I contacted Experian and they say they are nothing to do with them, and Companies House has them as a dissolved company

Front-line customer services deal with Experian credit report stuff so I wouldn't expect anything from them.

They're clearly not a consumer-focused business so you're not going to get to speak to them directly.

Being a dissolved company doesn't mean much either, most likely they were just absorbed into Experian rather than existing as a separate company.

dr_adidas01

yonysimms said:

2021BJ said:

.

Probably because they're not part of Equifax at all.

Yep, my mistake in this post, I meant Experian. I contacted Experian and they say they are nothing to do with them, and Companies House has them as a dissolved company

As I said  before HD Decisions is a credit comparison site, have you been checking for anything such as Credit cards, Loans, Car Insurance, House Insurance?

sourcrates

Its only a soft search by a comparison website, you may have used them in the past, they occasionally run searches on people when their car or home insurance etc is up for renewal, nothing to be bothered about.

yonysimms

dr_adidas01 said:

yonysimms said:

Has anyone had any dealings with HD Decisions. The poped up on my creditkarma report this week, so it looks like someone was trying to get credit in my name. I tried to contact them, but their website redirects to Equifax. I contacted equifax and they deny all knowledge of them. I checked FCA, and they list them as being Equifax, I checked companies hpouse and they have them disolved last year. I have had a number of calls with Equifax to try and get them to talk to me about this search but they steadfastky refuse to acknowlege any connection to HD Decisions.

HD Decisions is a credit comparison site, have you been checking for anything such as Credit cards, Loans, Car Insurance, House Insurance?

No, not been looking for credit, but someone used my old address a few weeks ago to apply for a credit card with Next, so I am now hyper sensative!