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Annual Decision on Savings!
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I will speak to my employers about increasing contributions. If they dont want to contribute more on their part then:
You can still increase your contributions even if they do not .
On the VLS type thing, are these investment schemes i could just open and contribute each month, like i do currently with my ISA? If so im thinking i could just leave my current ISA pot as it is so I keep that wrapped up.
Vanguard Life Strategy are investment funds . For most people it is better to open a Stocks and shares ISA to buy and hold these funds in ( or any other funds you choose) .
However there is not the same tax benefit as investing in a pension.
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