Universal credit paying too much!

calcotti

Cheechee said:

Thank you, that's really helpful.

I'm going to put a note in my journal to see if they can reallocate the payment to the correct AP.

I'm not looking for more UC, just want it to be fair and what I'm entitled too.  Just for info, I own my home so don't get help with rent.

Thanks for your help

You may want o check which is more advantageous first. You could end up with more UC if both payments are in one month - it does not depend on the UC makeup and the size of the earnings payments as mentioned previously.

For example:
Say maximum UC is £1000 and monthly earnings are £1292 with Work Allowance of £292. Earnings deduction is therefore £630. UC payable is therefore £470. Over two months the total UC is therefore £940.
If both earnings payments are in one month the results are that in month one there are no earnings so UC payable is £1000. In second month there will be no UC payable. Over two months the total UC is £1000, a gain of £60.

Cheechee

Thanks,

I'll do some calculations

Croeso69

calcotti said:

Cheechee said:

Thank you, that's really helpful.

I'm going to put a note in my journal to see if they can reallocate the payment to the correct AP.

I'm not looking for more UC, just want it to be fair and what I'm entitled too.  Just for info, I own my home so don't get help with rent.

Thanks for your help

You may want o check which is more advantageous first. You could end up with more UC if both payments are in one month - it does not depend on the UC makeup and the size of the earnings payments as mentioned previously.

For example:
Say maximum UC is £1000 and monthly earnings are £1292 with Work Allowance of £292. Earnings deduction is therefore £630. UC payable is therefore £470. Over two months the total UC is therefore £940.
If both earnings payments are in one month the results are that in month one there are no earnings so UC payable is £1000. In second month there will be no UC payable. Over two months the total UC is £1000, a gain of £60.

@calcotti

The £470 should be £370. This is £1,000 - £630. So ...
       The £940 should be £740.
       The £60 should be £260.
I think.

datec66

Cheechee said:

How much would I have to earn in 1 month for UC payment to be zero?

Thanks

The earnings calculation to nil in your circumstances is your monthly UC applicable amount shown on your statement divided by 0.63 = £x + your £512 WA = £amount you need to earn net of allowable deductions to £nil your uc entitlement.  If your paid slightly less than this figure, then its still possible to nil your monthly AP as the UC wage top up amount you would've been paid by UC would pay a deduction or 2 instead if deductions are applicable to your claim at the time.

calcotti

Croeso69 said:

calcotti said:

Cheechee said:

Thank you, that's really helpful.

I'm going to put a note in my journal to see if they can reallocate the payment to the correct AP.

I'm not looking for more UC, just want it to be fair and what I'm entitled too.  Just for info, I own my home so don't get help with rent.

Thanks for your help

You may want o check which is more advantageous first. You could end up with more UC if both payments are in one month - it does not depend on the UC makeup and the size of the earnings payments as mentioned previously.

For example:
Say maximum UC is £1000 and monthly earnings are £1292 with Work Allowance of £292. Earnings deduction is therefore £630. UC payable is therefore £470. Over two months the total UC is therefore £940.
If both earnings payments are in one month the results are that in month one there are no earnings so UC payable is £1000. In second month there will be no UC payable. Over two months the total UC is £1000, a gain of £60.

@calcotti

The £470 should be £370. This is £1,000 - £630. So ...
       The £940 should be £740.
       The £60 should be £260.
I think.

Quite right!