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Credit score and default

Redalex · 2021-02-15 19:29:02

Hi, So, back in 2012 I had a default from HSBC bank, it was an overdraft payment that I wasn't aware of. When I returned back to UK in 2015,two years later in 2017 I have received a letter from Capquest(debt recovery company) that I owe to them this amount and that was the time. I spoke with HSBC and they told me that the…

Comments

cymruchris Posts: 5,562 Forumite

16 February 2021 at 9:41PM

Avoid anyone with a HSBC connection for any kind of finance until you've secured yourself a mortgage. Avoid HSBC, First Direct and M&S. The only people that will see it now - are the HSBC group of companies that will have kept it on their internal files. No other bank will see it.

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