Moneybox

Juljam2

Does anyone use the moneybox app for their savings ? I have a substantial lump sum and wondered if it would be suitable as it currently has the best interest rates 

Nurse2047

I use it in for the 90 day and 45 day accounts-0.6% so I only pay a small amount in each month the rest I put into S&S ISA. 

Juljam2

can you can you recommend anyone else suitable for my lump sum then ? I can’t afford to take a risk with it as it is all I have but I haven’t looked at isa options ... 

grumiofoundation

If you aren’t able to risk capital your options are premium bonds (max 50k - with average luck ~0.8%) or normal savings accounts (0.5%). 

https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

https://www.moneysavingexpert.com/savings/best-cash-isa/

eskbanker

MFW2026 said:

I use it in for the 90 day and 45 day accounts-0.6% so I only pay a small amount in each month the rest I put into S&S ISA. 

Juljam2 said:

can you can you recommend anyone else suitable for my lump sum then ? I can’t afford to take a risk with it as it is all I have but I haven’t looked at isa options ... 

The reference to a S&S ISA was completely irrelevant to your question so there's nothing in that post that should dissuade you from putting a lump sum into Moneybox?