We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
CHAPS charge query
JollyMyrtle
Posts: 1 Newbie
Was jointly left a property in a Will and I've just completed on the purchase of my sister's half.
The Completion Statement from my solicitor, Land Registry transfer application and the amount I have been subject to Stamp Duty are all the same amount, however my sister has received a cheque for £39 less than the amount stated in writing.
My solicitor has confirmed that this was an error and that a CHAPS payment has been deducted by mistake in the cheque.
But what has confused me is that when I asked them to send the £39 to her, they have said the amount would need to come from me in the form of me paying her directly or me sending the money to them for them to send to her.
Am I loosing my mind? If she specifically asked for payment via a cheque because she didn't want to pay a CHAPS fee why is my solicitor refusing to refund her the money effectively owed to her that I have taken a mortgage out for?
The Completion Statement from my solicitor, Land Registry transfer application and the amount I have been subject to Stamp Duty are all the same amount, however my sister has received a cheque for £39 less than the amount stated in writing.
My solicitor has confirmed that this was an error and that a CHAPS payment has been deducted by mistake in the cheque.
But what has confused me is that when I asked them to send the £39 to her, they have said the amount would need to come from me in the form of me paying her directly or me sending the money to them for them to send to her.
Am I loosing my mind? If she specifically asked for payment via a cheque because she didn't want to pay a CHAPS fee why is my solicitor refusing to refund her the money effectively owed to her that I have taken a mortgage out for?
0
Comments
-
You paid them £100,000 + fees + SDLT.
They should have sent the £100,000 on to her.
They sent her £100,000 - £39 CHAPS fee = £99,961, but they sent it by cheque not CHAPS.
They're refusing to pay her the £39 that the CHAPS transfer didn't cost.
What was their explanation for why?0 -
Nope, I'm not following their logic either.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.7K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.8K Work, Benefits & Business
- 603.3K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards