Mistake on credit card application - will I be National Hunter/CIFAs flagged?

franklinfranco

Hi everyone,

New member here, hoping someone can offer any advice. I recently applied and was instantly approved for an Amex, I always screenshot my online forms for my records (force of habit) and a couple of weeks later I read through as I was about to make another app and realised that I'd put down that I was a homeowner when I actually rent, I must have clicked the wrong option on the form. My question is, do I call up now and let them know, or do I just leave it? How likely is this to have been flagged as a discrepancy by national hunter? I've been reading around on here and worked myself up thinking I'll be instantly flagged and halfway on my way to a CIFAs marker, and especially if I go back to selecting the 'correct' option on future credit applications. Any advice would be really appreciated!

[Deleted User]

If you were accepted, it's unlikely it will be flagged.

But go for the correct option on future applications. Once can be classed as a mistake, multiple times is clearly intentional.

franklinfranco

Deleted_User said:

If you were accepted, it's unlikely it will be flagged.

But go for the correct option on future applications. Once can be classed as a mistake, multiple times is clearly intentional.

Thank you! If I was to apply for another Amex do you think that would make a difference, e.g. would it flag that my previous application had different information? 

[Deleted User]

I'd probably stay away from Amex for now.