Muitl platform vs single

MK62

Keep_pedalling said:

MK62 said:

Single platform is obviously easier to manage, and might save a bit on fees (though it depends on the fee structures in place and how you use your accounts).

Multiple platforms are a bit more work, and may cost a bit more (above notwithstanding), but you then have the comfort of knowing that providing all your platforms don't go under at the same time, you can still get to at least some of your money.
While your actual money might be protected on a platform which went under, by the FSCS, access to it is not....and if that single platform was your only source of income, well you get the picture......can you afford to be cut off from that money for potentially a year, and maybe even longer?.....

That is what an emergency cash fund is for. Temporary loss of access to your assets is not the only reason you might want to fall back on cash for a short time. 

Fair enough, but better hope that this emergency fund is big enough......