Early settlement - sprout loans

MrFrugalFever

Rachelm91 said:

I know the payments will not be more than my Iva payment which I can afford, but it’ll mean I can do as much overtime as I want and keep the money to myself with just moving in with my partner I’ll definitely benefit from the extra money. I’ve been able to keep my overtime atm with being a key worker but when we come out of lockdown properly I’ll have to turn down the overtime.

My thoughts exactly, I can’t truly move on with my life until it is fully settled. I want to move out and start saving some serious money, which at the moment will be upwards of £1,000pm when IVA finishes but can’t until it’s finished as ‘extra income’ will be absorbed, even though it isn’t technically extra income for me, I work almost solely on commission so one months pay is never the same as the next.