Bounce back loan

Bryhutch

How do I get a bounce back loan if I’m a sole trader but don’t have a business account. I use my personal account for everything and don’t bank with any of the accredited lenders. 

I’m with Halifax 

Grumpy_chap

Have you looked here:
https://www.halifax.co.uk/helpcentre/coronavirus/bounce-back-loan-scheme.html

Anniepick

You need to apply through lloyds bank.

Bryhutch

Anniepick said:

You need to apply through lloyds bank.

I did try that but when it asks for the account number I have to put my Halifax one in and it doesn’t recognise it. I think I’ll have to ring them up. 

I’m in really bad need of a new van as my work is due to take me all over the uk but with all that’s going on I just can’t afford to pay £8-9k out in a lump like that

Grumpy_chap

What type of business do you work in?
What type of vehicle do you currently use?
Can you "get by" either keeping the current vehicle or using the family car?  As a short-term stop-gap.
If you really need to get a new vehicle in the short term, why not get something far less than £8k that will just "do the job".  Depending where you are based and where you need to travel to, there may be some keen prices on non-ULEZ compliant vehicles in the near future.

sheramber

you can apply for the scheme with Lloyds Bank or Bank of Scotland. You’ll need to open a Business Current Account or Loan Servicing Account first.
Did you open one of these accounts? I would think that is the account number they want.