Child Junior ISA

Callumbyb93

Hi All,

I'm wanting to open a Junior S&S Isa for my little one just wondered any suggestions I've been looking at a vanguard one and just getting a lifestratergy or a dividened portfolio any suggestions thanks.

Thanks

Alexland

If you stick to funds then Fidelity charge nothing to use their platform for a S&S Junior ISA so no need to pay Vanguard's 0.15% ongoing platform charge as Fidelity offer almost whole market choice including Vanguard funds.
In terms of the fund choice there was a thread on this topic yesterday:
https://forums.moneysavingexpert.com/discussion/comment/78041431

eskbanker

Callumbyb93 said:

I'm wanting to open a Junior S&S Isa for my little one just wondered any suggestions I've been looking at a vanguard one and just getting a lifestratergy or a dividened portfolio any suggestions thanks.

Why would you be considering an income-oriented investment when the money, by definition, isn't going to be accessible until the child reaches 18?

Callumbyb93

eskbanker said:

Callumbyb93 said:

I'm wanting to open a Junior S&S Isa for my little one just wondered any suggestions I've been looking at a vanguard one and just getting a lifestratergy or a dividened portfolio any suggestions thanks.

Why would you be considering an income-oriented investment when the money, by definition, isn't going to be accessible until the child reaches 18?

Was more to just reinvest into the ETF should probably of explained more clearly

eskbanker

Callumbyb93 said:

eskbanker said:

Callumbyb93 said:

I'm wanting to open a Junior S&S Isa for my little one just wondered any suggestions I've been looking at a vanguard one and just getting a lifestratergy or a dividened portfolio any suggestions thanks.

Why would you be considering an income-oriented investment when the money, by definition, isn't going to be accessible until the child reaches 18?

Was more to just reinvest into the ETF should probably of explained more clearly

Still not clear to me what you're thinking of - what ETF?

xylophone

You might open a JISA and invest in accumulation units of the chosen funds.

https://www.vanguardinvestor.co.uk/articles/latest-thoughts/how-it-works/income-or-accumulation

Example https://www.trustnet.com/factsheets/o/acdt/vanguard-lifestrategy-80-equity

DireEmblem

Given the timeframe, why not go near 100% accumulation and equity?