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[Deleted User]

Hampton1968 said:

Jrchmn said:

I had several credit cards etc taken out in my name leading to lots of problems about 10 years ago. Most of the card companies were awful and didn’t report things to CIFAS. I contacted them directly and they were incredibly helpful. If you’ve had a case of identity fraud please contact them; don’t expect the financial institutions to be helpful. Also please complain to any card companies etc if they haven't helped. I forget how much money I received in compensation from Barclay card but it was more than the thief had stolen from them.

 https://www.cifas.org.uk/

I have looked into cifas but read that it can be detrimental to your credit score 

You've read that wrong.

Not just because your credit score is fictitious, but because a protective marker simply means that lenders need to make additional checks before accepting an application.

You definitely need a CIFAS marker.

DCFC79

What is it you want help with ?
You do know your score is only seen by you, your history is whats important here.