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Is this a scam?


I received this text message last night:

It doesn't feel right to me. I'm guessing that it's a scam, but does anyone have any definite knowledge, please? I have not acted on the instruction, and don't intend to do so unless I'm persuaded that it is legitimate.

(The only Lloyds account to which this phone is linked is my mother's. I'm her attorney. I've logged in in the normal way and don't see anything amiss.)
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Comments

  • K_S
    K_S Posts: 6,893 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • nick74
    nick74 Posts: 829 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 5 February 2021 at 7:37AM
    A general rule is that anything that requires you to click on a link in a text message is a scam. I've never known any bank to genuinely require customers to use a link from a text, it just isn't done.

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you want to be sure give the bank a ring. 
  • blue.peter
    blue.peter Posts: 1,363 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    nick74 said:
    A general rule is that anything that requires you to click on a link in a text message is a scam. I've never known any bank to genuinely require customers to use a link from a text, it just isn't done.

    That was one of the things that made me think as I did. There are other iffy points about it, too.
  • Zanderman
    Zanderman Posts: 4,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    No bank would ask you to click on something claiming to be a website called confirm-my-new-transactions.com - they would direct you to their own bank website.

    And, for the record, that particular website was created, er, yesterday - see https://whois.domaintools.com/confirm-my-new-transactions.com
  • jay1804
    jay1804 Posts: 465 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    I received this text message last night:

    It doesn't feel right to me. I'm guessing that it's a scam, but does anyone have any definite knowledge, please? I have not acted on the instruction, and don't intend to do so unless I'm persuaded that it is legitimate.

    (The only Lloyds account to which this phone is linked is my mother's. I'm her attorney. I've logged in in the normal way and don't see anything amiss.)
    Definitely a scam, does (confirm-my-new-transcations .com) look like a Lloyds bank web address.
  • From Panama too; that well known giant in the financial world.
  • allygate
    allygate Posts: 71 Forumite
    10 Posts Name Dropper
    Definite scam
  • blue.peter
    blue.peter Posts: 1,363 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks for the helpful responses. I'm glad that I ignored it: it's clear that it's even dodgier than I initially thought.
  • Silvertabby
    Silvertabby Posts: 10,347 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic

    I received this text message last night:

    It doesn't feel right to me. I'm guessing that it's a scam, but does anyone have any definite knowledge, please? I have not acted on the instruction, and don't intend to do so unless I'm persuaded that it is legitimate.

    (The only Lloyds account to which this phone is linked is my mother's. I'm her attorney. I've logged in in the normal way and don't see anything amiss.)
    I got this exact same message yesterday.

    I don't bank with Lloyds.
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