Any Suggestions on my ISA portfolio

BananaRepublic

Thrugelmir said:

BananaRepublic said:

Thrugelmir said:

China is the last place to look at if you are concerned about safety. 

I’d agree, but what’s the reason for your view? The Chinese market is growing like a prize pumpkin. 

China only has one interest at heart. China. Every action only has one long term objective. To benefit China.  Nor a political culture to be trusted.  Elon Musk didn't disappear when he spoke out of turn........

I’m sure you’re right. They can’t be trusted one inch. Lying is at the heart of the regime. 

What follows will be very obvious to you. Decades ago the totalitarian leadership of China realised that command and control economies don’t work, and adopted the capitalist model. The wealth and technology generated will create the most powerful nation in the world. It is an imperial nation, intent on acquiring Taiwan and the territorial waters of neighbouring countries. They are gaining influence in Africa. There will be war with China, the only question is when, and how the West responds. 

BananaRepublic

JohnWinder said:

Sadly, I've looked and asked but can't find how to pick and choose such a fund. Most funds with a comparable index are beaten by the index after about 5 years of outperformance compared to the index, so I wouldn't leave the choice to chance. Anyone who knows how to do it might not want to share the secret. 

As to the funds without a comparable index.......well, draw your own conclusions, but I don't know why they should be any different.

Indices perform differently. The S&P has been far better than the FTSE 100 over the last 20 years. If you want exposure to the S&P, buy an index fund. Some indices don’t have any index funds, so if you want exposure to that index, you choose an active fund, or avoid the index. 

firestone

BananaRepublic said:

mazibee said:

BananaRepublic said:

Am I the only one who thinks you chose funds by looking for max growth over the last 3-5 years? Not the way I’d choose funds, but maybe that’s just me. 

Yes you are right,  before picking the BG funds,  I looked at the past 5 years performance on the HL platform and then invested

If you don't mind please can you explain how to pick and choose a fund.

Well, I do have some BG funds (Japan and Europe). 🤣 I would like to know why so many BG funds have performance that is at or near top in their category, with a huge spurt over the last year. Did they foresee covid, and move to cash in time, and then back to equities in the dip? If that is the case, then they may well be a good buy as the recent spurt was good judgement. 

I have no proof that my fund picking mechanism works and will continue to work. Buyer beware! All I do is spread over geographical areas, with a mix of small, medium and large caps, weighted towards small and medium, and then look for funds with consistent long term performance. 

Been with BG for many years via IT's and they have done pretty good but i think the last year or so on performance probably comes down to some funds investing in tech or sustainable which have been favoured recently and a big holding of Tesla as well

Thrugelmir

BananaRepublic said:

Thrugelmir said:

BananaRepublic said:

Thrugelmir said:

China is the last place to look at if you are concerned about safety. 

I’d agree, but what’s the reason for your view? The Chinese market is growing like a prize pumpkin. 

China only has one interest at heart. China. Every action only has one long term objective. To benefit China.  Nor a political culture to be trusted.  Elon Musk didn't disappear when he spoke out of turn........

I’m sure you’re right. They can’t be trusted one inch. Lying is at the heart of the regime. 

What follows will be very obvious to you. Decades ago the totalitarian leadership of China realised that command and control economies don’t work, and adopted the capitalist model. The wealth and technology generated will create the most powerful nation in the world. It is an imperial nation, intent on acquiring Taiwan and the territorial waters of neighbouring countries. They are gaining influence in Africa. There will be war with China, the only question is when, and how the West responds. 

The influence in Africa is to guarantee the supply of raw commodities. The One Belt One Road initiative rolls relentlessly onwards. 

cricidmuslibale

BananaRepublic said:

Thrugelmir said:

BananaRepublic said:

Thrugelmir said:

China is the last place to look at if you are concerned about safety. 

I’d agree, but what’s the reason for your view? The Chinese market is growing like a prize pumpkin. 

China only has one interest at heart. China. Every action only has one long term objective. To benefit China.  Nor a political culture to be trusted.  Elon Musk didn't disappear when he spoke out of turn........

I’m sure you’re right. They can’t be trusted one inch. Lying is at the heart of the regime. 

What follows will be very obvious to you. Decades ago the totalitarian leadership of China realised that command and control economies don’t work, and adopted the capitalist model. The wealth and technology generated will create the most powerful nation in the world. It is an imperial nation, intent on acquiring Taiwan and the territorial waters of neighbouring countries. They are gaining influence in Africa. There will be war with China, the only question is when, and how the West responds. 

I agree totally but we in the West must always make it clear whatever we have to do that we have no problem whatsoever with the ordinary Chinese people themselves; they, especially minority groups in China who are having a very bad time right now, are not to blame in any way for the actions of the many ruthless and merciless officials in positions of power in that massive country!

mazibee

Thanks everyone for the replies.

Please can some one explain me Core and Satellite fund strategy.

Also form my existing funds can any be used as a core and some a satellite.

Any suggestions for adding few growth fund.

Please can someone guide what to look for when picking a fund, when I selected, I looked at past 5 year performance, obviously tech heavy funds with TESLA as top holdings have increased by 100+% so it means that if bubble bursts they will be down by a drastic percentage?