Interest for balance transfer card and NEXT account

Jennywaring

I’ve ordered a interstate free credit card and was hoping to transfer my Next account debt. I think I can buy vouchers and pay off that way but does this purchase then incur a cost after 3 months?

[Deleted User]

I don't think you can BT a Next Account but I believe you can do it via a 0% purchase offer, as it's treated as a purchase rather than cash by your card.

What are these vouchers you'd be buying and why?  

Jennywaring

I was thinking I’d buy next vouchers and pay off account with them??
sainsburys credit card have just told me that any purchase will incur a cost after 3 months. 

Jennywaring

Is a 0% purchase offer a different card?

[Deleted User]

I'm sure they're right if the purchases offer is only for 3 months.

Why did you get a balance transfer card if you wanted to buy vouchers?   It sounds like you need a card with a long purchases offer, but either way, forget about the vouchers thing.

Jennywaring

Because I have an outstanding balance from a previous 0% credit card and wanted to sort my NEXT account out too. I thought that would be the best way but Sainsburys said that any purchases ( ie these vouchers ) would incur a fee after 3 months! It’s so muddling compounded by limited availability of actual people to talk. 

Thank you for answering me.