Will my FIL have to pay for his own carers?

poppy12345

Used2bMissb said:

 DLA of £605.60 a month.

That would be high rate care and high rate mobility for the DLA, which is disability living allowance. The SP is state pension.

Used2bMissb

So does this mean he’s not eligible for anything else?

calcotti

Used2bMissb said:

Ok, according to his bank statement he currently receives SP £613.96, and DLA of £605.60 a month.

I don’t know what either of these are. I assume SP is state pension? What is DLA? Is that Disability allowance?

Yes that's Disability Living Allowance. That amount means he is getting the maximum amount already so no scope to increase that.
Please do look at the Age UK fact sheets I referenced earlier.
Does he live alone and does he have any other income?

poppy12345

Used2bMissb said:

So does this mean he’s not eligible for anything else?

Did you read the link that calcotti posted? there's some useful information in there about care costs.

This was copied from the link that was posted.

Age UK factsheet 46May 2020Paying for care and support at homePage 12of 224.8Capital and maximum charges Capital is usuallysavings, but it can include other assets such as land. Upper capital limitThe upper capital limit is £23,250. If you have more than this, you may be asked to pay the full cost of chargesfor your careservices.

A local authority can relax this rule if it wishes.‘Tariff’ income calculation Capitalbetween £14,250 and £23,250 is assessed as producingan assumed or ‘tariff’income. For every £250,or part of £250,between £14,250 and £23,250,you areassessed as ifyou have an extra £1 aweek in income. For example, if you have capital of £14,400,the local authority treats you as having a tariff income of £1 a week.

Local authority charging discretion Capital earmarked for specific items or purpose at the time of the financial assessment can be disregarded if you ask for this. The local authority may agree to a request if it is reasonable. This overlaps with deliberate deprivation of assets in section 5.4.9 Disregarded capital The value of a property you live in as your main or only home is disregarded.Personal possessions are disregarded as long as they were not bought with the intention of avoiding future social care charges

Used2bMissb

Yes he lives alone and he has a private pension. He also has savings of more than the £23k threshold.

poppy12345

Used2bMissb said:

 He also has savings of more than the £23k threshold.

The savings could potentially mean that he will have to pay for any care his receives but as the link suggests it will depend on his local council.

calcotti

poppy12345 said:

Used2bMissb said:

 He also has savings of more than the £23k threshold.

The savings could potentially mean that he will have to pay for any care his receives but as the link suggests it will depend on his local council.

Would be interesting to know if any local authorities do relax the limit - given the financial constraints they are under it would be surprising if they do.

poppy12345

calcotti said:

poppy12345 said:

Used2bMissb said:

 He also has savings of more than the £23k threshold.

The savings could potentially mean that he will have to pay for any care his receives but as the link suggests it will depend on his local council.

Would be interesting to know if any local authorities do relax the limit - given the financial constraints they are under it would be surprising if they do.

I would be surprised too but didn't want to voice my thoughts. More than £23,000 of savings/capital is a decent amount of money for anyone to have.

calcotti

poppy12345 said:

calcotti said:

poppy12345 said:

Used2bMissb said:

 He also has savings of more than the £23k threshold.

The savings could potentially mean that he will have to pay for any care his receives but as the link suggests it will depend on his local council.

Would be interesting to know if any local authorities do relax the limit - given the financial constraints they are under it would be surprising if they do.

I would be surprised too but didn't want to voice my thoughts. More than £23,000 of savings/capital is a decent amount of money for anyone to have.

But care costs can, unfortunately,  diminish it quite rapidly. Of course, once below the threshold a further means test would presumably be carried out.

Torry_Quine

It's up to him if he wants to live in an unkempt state and can't be made to go into a care home, unless he's deemed incapable of making his own decisions.