Cap 1 are ace aint they!

Zebedee69

They tried to offer me 0% for a month! oh and then they will review my account to see if I can have a better offer than 34.9%

I told them iv got 0% from Lloyds and 12.3% from Egg........... :rotfl:

Account cancelled!

I think I had a lucky escape!

POSSETTE

yippee someone like me!
I applied for 0% cap 1 card,i have excellent credit rating, they turned me down,but week later offered me a 34%card!!...i told them,well ill reohrase that...i wrote all over there offer letter " do you think im stupid or what? i have just received 0% from Mint,so you lost out on a BT fee" take your pathetic interest rate and do whatever with it!!":eek:

Then i posted it in thier prepaid envelope they kindly provided!!:rotfl:
GREAT FUN...:j

Zebedee69

POSSETTE wrote: »

yippee someone like me!
I applied for 0% cap 1 card,i have excellent credit rating, they turned me down,but week later offered me a 34%card!!...i told them,well ill reohrase that...i wrote all over there offer letter " do you think im stupid or what? i have just received 0% from Mint,so you lost out on a BT fee" take your pathetic interest rate and do whatever with it!!":eek:

Then i posted it in thier prepaid envelope they kindly provided!!:rotfl:
GREAT FUN...:j

Thats Classic..... (No pun intended):D

bargains83

I've held one of their 34% cards for the last 5 years always with a paltry £800 credit limit, I am sick to death of getting credit card cheques from them with a load of spin saying they could 'save me money'. Theres no cheque fee but they are charged at the cash rate so probably more like 40% APR!.

I got some cheques last week and lost my temper, cut the card up wrote them a letter saying I wanted the account closed.

They are an awful credit card company, they charged me £29 for a card upgrade & limit increase from £200 to the £800 and made it sound in the letter like I would be getting a better account but there was no difference apart from the word 'premier' on the card and obviously the increased limit.

Good riddance C1!