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Credit score adjustments on defaults

Hampton1968
Posts: 30 Forumite

After finding a lot of fraudulent accounts on my credit report I have contacted the companies in question , most have been very understanding and agreed to remove my details from their records , others are investigating which is fair enough I have all the evidence that they are fraudulent
who is responsible for deleting these defaulted accounts from my credit score , is it the credit ref agency or the company itself ?
Thanks
who is responsible for deleting these defaulted accounts from my credit score , is it the credit ref agency or the company itself ?
Thanks
0
Comments
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The companies will send updates to the CRAs.1
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Hampton1968 said:After finding a lot of fraudulent accounts on my credit report I have contacted the companies in question , most have been very understanding and agreed to remove my details from their records , others are investigating which is fair enough I have all the evidence that they are fraudulent
who is responsible for deleting these defaulted accounts from my credit score , is it the credit ref agency or the company itself ?
Thanks
Do remember you score is only seen by you, your history is whats important.
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If the accounts were fraudulent be sure to check CIFAS as details may have been passed to them0
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