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Credit score adjustments on defaults

After finding a lot of fraudulent accounts on my credit report I have contacted the companies in question , most have been very understanding and agreed to remove my details from their records , others are investigating which is fair enough I have all the evidence that they are fraudulent 
who is responsible for deleting these defaulted accounts from my credit score , is it the credit ref agency or the company itself ? 
Thanks 

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The companies will send updates to the CRAs.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    After finding a lot of fraudulent accounts on my credit report I have contacted the companies in question , most have been very understanding and agreed to remove my details from their records , others are investigating which is fair enough I have all the evidence that they are fraudulent 
    who is responsible for deleting these defaulted accounts from my credit score , is it the credit ref agency or the company itself ? 
    Thanks 


    Do remember you score is only seen by you, your history is whats important.
  • If the accounts were fraudulent be sure to check CIFAS as details may have been passed to them
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