We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Third Parties Credit Accounts Appear on My Credit Reports Similar Name Same DOB - Help?

Options
Can anyone help me please, I am totally at a loss. In 2019 a Credit Card Company had incorrectly combined my account with a third parties (similar name, same DOB), I disputed this and contacted the Financial Ombudsman, I was paid Compensation, HOWEVER I now have 16 of this persons Defaulted accounts linked to my credit report (Which was previously Perfect) Even my Ebay account has now been suspended because of the issue and Companies with whom I have had long term accounts with have reduced my available credit, some removed. I have received letters from this persons Credit Companies, have always immediately informed them of the error, but we're still linked! On the 17th October 2020, I disputed 16 accounts belonging to this person, showing on my Credit report with 'UK Credit Ratings' I received an email confirmation that my dispute had been raised but no further correspondence.
Due to divorce, I need to move house this year, there is no way I would be approved for a mortgage with this affecting my Credit Rating.

Thanks in advance

Comments

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.