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Damaged Credit Report - I want to sue

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  • sourcrates
    sourcrates Posts: 31,601 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    You should ask that question on the Legal Beagles website.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • GuruJon
    GuruJon Posts: 13 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    You should ask that question on the Legal Beagles website.
    Thank you.  I shall do so
  • GuruJon said:
    On a further note, are there any lawyers here that have heard of any case law that might be relevant? 
    If you want professional advice on your matter, an internet chat room is not the place to seek it.
  • ratechaser
    ratechaser Posts: 1,674 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Although just out of interest, I would love to hear of any case law that sets a precedent around unquantified/theoretical losses.

    In the OPs situation I'd be pretty hacked off as well, I just don't think it's actionable, although IANAL...
  • They are removing the default - you will get nothing else from them.

    Honestly, save your time and effort and move on. Once the default has dropped off your file, reapply for the mortgage. 

    It is frustrating but there is nothing else you can do. 
    First Time Buyer
    AIP 18/02/2020 - Full Application 25/02/2020 - Valuation - 16/03/2020
    17/03/2020 - Mortgage Offer Issued
    23/03/2020 - LOCKDOWN

    19/06/2020 - Exchange of Contracts
    07/08/2020 - Officially Homeowners
  • BrownTrout
    BrownTrout Posts: 2,298 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Plenty of sites to find case law
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