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Money

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I am in receipt of a cheque belonging to my daughter who has sadly passed away, she didn't have a bank account as I dealt with her finances, I want her son who is 14 yrs old to have this, and have no idea what to do.

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  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Who is going to administer her estate?

    How would you normally deal with cheques made out to your daughter.



  • I would normally just put them through a current account I hold separate to my own banking, I tried to do this before her death with her consent but it was returned to me .
  • p00hsticks
    p00hsticks Posts: 14,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Sorry for your loss.
    Having been in a similar situation myself recently, I'd say get in touch with whoever has issued the cheque, explain that your daughter has died, say that you are administering her estate, and ask if they can either reissue the cheque in your name (or that of her son if he has a young persons bank account that it can be paid into), or make the payment into her estate some other way (e.g. a faster payment into a nominated bank account) . 
    If the cheque is from a business, be prepared for them to ask for a death certificate, some proof that you are the one dealing with her estate (e.g a copy of the will naming you as executor), some proof of your id (passport / driving licence) and possibly some sort of declaration that you are receiving the money on behalf of the estate.  
  • Savvy_Sue
    Savvy_Sue Posts: 47,312 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're going to have to go back to whoever issued the cheque and ask for it to be re-issued in your name, or your grandson's name, but that's where the question of who is administering your daughter's estate becomes relevant. Assuming it's you, and that your daughter did not have a will, you write with a copy of the death certificate and say that. Unless it is for a large amount, this should be straightforward, but you may well have to pay it into an account in your grandson's name.

    I am sorry for your loss.
    Signature removed for peace of mind
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    If no executor  then with a 14yo son the person(s) with parental responsibility are the ones that get to choose first if they want to administer the estate
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