Credit Score Staying The Same

bubbalang7

Hi, I was wondering if anybody can help me please.
I mainly use clearscore to keep an eye on my credit score which is currently at 379 but it’s been like that for 4 months in a row now.
I had a bit of a nightmare in 2016 when I lost both of my parents, missed some payments and got a CCJ in this year which was settled over 2 years ago now.
Since then I have not missed any payments, I have had no hard credit checks done one me because I have not applied for any credit and use a credit card specifically to pay off every single month to help boost my credit score (I use around less than 30% of my cc limit) but still so no increase in my scores.

[Deleted User]

Don't worry.  The credit score doesn't track your credit worthiness and is only provided for entertainment purposes.

You just need to manage your accounts well and ensure the data in your files is accurate.

The_Fat_Controller

My "score" changes every now and then for no reason at all.
I think they do it so they can send me an email to tell me so and show me some offers !

macman

It's a fictitious figure that lenders don't even see. It's milder weather today, so mine rose 20 points...

TadleyBaggie

Clearscore noticed I was wearing odd sock so dropped my score 15 points.

Blackbeard_of_Perranporth

I will check with Mabel, who prior to this pandemic, sold bath bombs on the FarceBuck, but also reads tea leaves to get a clearer picture for you. Meanwhile, ignore the score you were given!