Closing Credit Card account?

Rye93_2

Hi All,

Just had quick query about closing a credit card account. What it is, I currently have three credit cards. Two are with Capital One and the other is with Zopa.

I don't really use them all that often and have yet to activate one of my Capital One cards. I know this may sound silly, but applied for the latest card by accident as I hit the wrong button on my phone and before I knew it, it's on it's way to me.

Anyhow, I do use my Zopa card around twice a month for petrol, but that's really it. This is to mainly to make small improvement to my credit score. I looked on my ClearScore today and it says I'm pre approvied for a card with Aqua for a lot less interest. I was wondering that if I cancel my Capital One cards, will this affect my credit score? 

I always pay before the due date, so, interest isn't an issue I suppose. I was just more curious about taking three credit cards down to two and if it will affect my credit.

Thanks.

[Deleted User]

Don't worry about your credit score. It's not a factor in anything.

If you only have three cards, keep them all.