UC & temp moving home with kids

Rolling66

Hi - I can't find anything regarding this issue but basically I have had to move home to my parents with my children (15)&(4) and apply for a council house after my ex husband decided he wanted to move back to the marital home. I'm claiming UC as a single parent and have applied for a council home (I don't own the marital home). I haven't changed my address to UC yet though as I have been advised a property should be ready soon, but now been told it'll be March. Do I still need to update this change? How will it affect me? Unfortunately I have ran up debts at the old property the last year which I am paying off so to have my UC stopped whilst I'm waiting to be rehomed would be a nightmare. I'm also still in contract with some utility suppliers and I really don't want to damage my credit rating anymore. I do still have to pay to stay here and provide for my children. 
Can anyone advise what to do in this situation? 

calcotti

You should notify them. As you were presumably not receiving help with rent it isn't going to affect your Universal Credit entitlement. However - are you saying you have no financial interest in your former matrimonial home? If you have an interest in it then that is a capital asset which could affect your claim.

Rolling66

I have no interest in it. It was never mine. All deeds and mortgages are in his name. I mean when he left I was still paying gas, electricity, council tax and slightly fell behind whilst I got my finances sorted. Its my name against them and he'd leave it that way. 

Lanzarote1938

I would have thought that as you were married and have a family that you will have some rights in the property. How long were you together?

Rolling66

10 years. When it came to buying the property I couldn't get a mortgage so it went solely in his name and the provider had me sign a form to say I had no interest in the property. Never thought this would happen so just never thought to put me on the mortgage! 

Rolling66

We are in Scotland so I believe there is no such thing as common law either. I had looked into it when he kept showing up telling me he could move home if he wanted. 

MovingForwards

Signing the mortgage form saying no interest in the property is totally different to having rights after living in it with your husband.

Head over to wikivorce.

Rolling66

Ohhh I didn't know that. I paid the deposit but it was a "gift" (stitched myself up backwards I know) and I won't lie - having to move back home with 2 kids knowing you really are an inconvenience isn't boding well. Maybe that will soften the blow.