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Mum gave scammers access to PC via TeamViewer and then applied for a loan using details they found i

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I am handling the technical stuff to ensure this doesn't happen again. I am interested in identity and fraud protection.

I have found a place to report fraud on her behalf:
https://www.actionfraud.police.uk/

I have found an organisation you can register your details with to ensure any applications in her name will be flagged:
https://www.cifas.org.uk/

What else should I do?


Comments

  • jcuurthht
    jcuurthht Posts: 332 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic

    I have also been told Experian offers an Fraud Monitoring service: https://www.experian.co.uk/consumer/identity.html


  • JJ_Egan
    JJ_Egan Posts: 20,281 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 28 January 2021 at 2:36PM
    Keep an eye on all bank accounts and payment services .
    Amazon Ebay Pay Pal etc etc and change all passwords .
  • RumRat
    RumRat Posts: 5,002 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    No doubt you are already doing it, but, educating mum is the most effective barrier....
    Drinking Rum before 10am makes you
    A PIRATE
    Not an Alcoholic...!
  • Out of interest, what steps are you taking technically?

    Curious because I'm in a similar position. Might be useful to compare notes?
    A dream is not reality, but who's to say which is which?
  • jcuurthht said:
    Out of interest, what steps are you taking technically?

    Curious because I'm in a similar position. Might be useful to compare notes?
    1. Changed passwords to her most important accounts. I did this on my personal machine.
    2. Setup two factory authentication, so she receives a text message when trying to login to an account. I did this on my personal machine.
    3. Backed up her important files.
    4. Created a Windows image on a USB/DVD and do a completely fresh install of windows. This includes formatting the hard drive during the installation process: https://www.microsoft.com/en-gb/software-download/windows10ISO
    5. Setup an administrator account with a password only I know
    6. Setup a user account for my mum with restrictions e.g. no software installation.
    7. Re-iterate how no one legitimate will ever call and ask for control of her computer. And if they do, call me first.
    8. Set up trueCall at her house to help prevent cold calls and scams
    This is quite tricky considering I live in a different country.



    Ah, thats interesting. Thank you.
    If it wasn't for the geographical challenge, I would suggest setting up a PiHole for DNS blocking of malicious websites.

    A dream is not reality, but who's to say which is which?
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    CiFAS protective registration is a fairly big step and whilst most major lenders/banks are members not everyone is.

    Unless they've become more sophisticated in recent years its a fairly blunt tool and means any application for credit will not go straight through as CIFAS advises them to block it and then validates with you that you did indeed make the application. Hearsay says that some will simply decline the application rather than referring to an underwriter... thinking more in store 0% finance on furniture type things rather than your next remortgage application.
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