Virgin CC

superM

Hi,
Has anyone had credit limit increase emails from Virgin. Both me and my other half had email doubling the credit limit.
I don't thibk I will need it through. 

MS

Retiredwelshman

Not me no - but I'm happy with the limit I have too.

superM

I had 2 virgin cards.  They never had good BT offers for existing customer and when I opened new card I could not even transfer the credit limit.
Its a worse card to keep once the BT has ended. 

mab3000

My Virgin credit card is the card I’ve held the longest, about 4 years. I find it’s the best card I have for offering me decent balance transfer offers. Not had any credit limit increase offers though, not that I need it. 

superM

Whst existing customers have you had from them? 

Retiredwelshman

After reading this thread I logged into the app to see what was on offer for me;
1 Balance transfer 0% for 12 months with a 4% fee - I have better offers.
2 Standard rate balance transfer at 20% with a 5% fee! Which idiot would take up that offer!.

Gareth_Ainsworth

Yes. I currently have a 0% virgin credit card until December 2021. They've offered to increase my limit from £4500 to £7200.

mab3000

I have 0% interest for 18 months with a 4% fee. Same with money transfers. 

longtimelurker2020

superM said:

Hi,
Has anyone had credit limit increase emails from Virgin. Both me and my other half had email doubling the credit limit.
I don't thibk I will need it through. 

MS

I got an email from Virgin a couple of days ago offering to increase my limit from £10,000 to £15,000 but it’s not automatic; I’d have to call to confirm I want it. I don’t, so I won’t. 

Find it odd that they’re offering more credit at a time when some other lenders appear to be tightening up 

[Deleted User]

 Yup i got one. I'm still on 0% on that card. I hope to transfer another balance onto the increase virgin are giving me if they offer it. 

[Deleted User]

Retiredwelshman said:

2 Standard rate balance transfer at 20% with a 5% fee! Which idiot would take up that offer!.

Someone who can't get a better deal who has higher rate APR