2 Defaults - Can I get a mortgage?

Ryan233

Hello, I'm hoping for some advice.
Me and my partner are hoping to buy a house this year. We will both be FTB's. 
I have 2 defaults on my credit file. One from 4 years ago and another 3 1/2 years ago, but combined they are worth about £500. One is settled, the other is now paid but not been updated just yet. The defaults came from starting a business a few years ago and things got quite tough over a 2 year period where I missed payments in my personal life etc (hence why I got some defaults). My girlfriend has some missed payments from a few years ago also. Last 3 years or so though we've been really good with our money and both have Excellent credit scores on Experian. Me and my girlfriend are both in stable jobs and are saving hard for a deposit which won't necessarily be the problem, but I wanted to know if the missed payments and 2 Defaults will stop me getting a mortgage at all?

Thanks!

RelievedSheff

You will need a good broker who has experience of customers with adverse credit.

Ask this question over on the mortgages board. There are a few brokers on there who will be able to help you.