Sainsbury’s Credit Card or BA Amex card?

Now that Nectar are joining forces with Avios, is it best to use my Sainsbury’s credit card or my BA American Express when shopping in Sainsbury’s, for optimum points. I will be converting Nectar points to Avios. I normally use the Sainsbury’s card as I get extra nectar points for that. Thank you

Comments

  • jay1804
    jay1804 Posts: 455 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    The Sainsbury's card is better for Sainsbury's, Argos and Tu Clothing spend as it 3 nectar point per £1. That works out to 1.6 Avios per £1, whereas the AmEx Blue Ba is only 1 Avios per £1.
  • dazza.mk
    dazza.mk Posts: 1,927 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jay1804 said:
    The Sainsbury's card is better for Sainsbury's, Argos and Tu Clothing spend as it 3 nectar point per £1. That works out to 1.6 Avios per £1, whereas the AmEx Blue Ba is only 1 Avios per £1.
    Sainsburys is really 2 nectar points per £1 for comparison, as the 3 includes the 1 'normal' nectar point you could get by using your nectar card alongside the Amex.
  • jay1804
    jay1804 Posts: 455 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    dazza.mk said:
    jay1804 said:
    The Sainsbury's card is better for Sainsbury's, Argos and Tu Clothing spend as it 3 nectar point per £1. That works out to 1.6 Avios per £1, whereas the AmEx Blue Ba is only 1 Avios per £1.
    Sainsburys is really 2 nectar points per £1 for comparison, as the 3 includes the 1 'normal' nectar point you could get by using your nectar card alongside the Amex.
    Yes that correct, forgot to include  "when using your nectar card".
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    dazza.mk said:
    jay1804 said:
    The Sainsbury's card is better for Sainsbury's, Argos and Tu Clothing spend as it 3 nectar point per £1. That works out to 1.6 Avios per £1, whereas the AmEx Blue Ba is only 1 Avios per £1.
    Sainsburys is really 2 nectar points per £1 for comparison, as the 3 includes the 1 'normal' nectar point you could get by using your nectar card alongside the Amex.
    Sainsburys website says its 3 which is 2 from using the sainsburys credit card and 1 for the nectar card itself which is 1.7 avios
    AmEx gives you 1 Avios and you obviously use your nectar card too and so would be a total of 1.6 avios
  • WillPS
    WillPS Posts: 4,935 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    I would consider moving to the Nectar Amex if I were you.
  • MDMD
    MDMD Posts: 1,515 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    WillPS said:
    I would consider moving to the Nectar Amex if I were you.
    For the first year, after that you get a £25 fee.

    Also when applying go via top cashback for £30 https://www.topcashback.co.uk/american-express/
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