I'm free! DRO has completed

1977dave

My DRO has finished today! I'm finally free, thanks to everyone for their help on here.

I'm confused by the Insolvency Register as it shows the following

Currently Subject To Debt Relief Order : Moratorium Period ended on 24 January 2021

Does that mean it's done? I thought there would be a more meaningful message to go with Moratorium period ended.


Thanks

sourcrates

It will show as discharged on your credit report, well done, good feeling isn`t it, next...……..comes the credit file clear up !!
Info here -
https://debtcamel.co.uk/repair-credit-record-dro/

1977dave

Thank you, I spent a bit of time last year making sure everything was defaulted,  so now it's just making sure the accounts are closed and marked as satisfied in some way

Thanks for the link,  I'll save it just in case I need to contact my creditors 

liggerz87

Congratulations 

RestlessOverDebt

1977dave said:

My DRO has finished today! I'm finally free, thanks to everyone for their help on here.

Hi 1977dave
A huge congratulations on the completion of your DRO, it must be a wonderful feeling after the 12 month moratorium period.
I wish you every success with the fresh start in being debt free. You deserve it! 
That will be me in another 5 months time. Thank you again for your kind words and advice on my DRO Diary.
Kind regards
RestlessOverDebt

1977dave

RestlessOverDebt said:

1977dave said:

My DRO has finished today! I'm finally free, thanks to everyone for their help on here.

Hi 1977dave
A huge congratulations on the completion of your DRO, it must be a wonderful feeling after the 12 month moratorium period.
I wish you every success with the fresh start in being debt free. You deserve it! 
That will be me in another 5 months time. Thank you again for your kind words and advice on my DRO Diary.
Kind regards
RestlessOverDebt

Thank you, wishing you all the best and 5 months isn't a long time at all, you'll be there before you know it

1977dave

Just wanted to come back and update this 

2 months on from when my DRO ended, I've checked my credit file and everything has gone, all the debts have been marked as satisfied or settled and all the accounts closed,  so now I only have my bank and o2 on there 

It feels good to see such an empty credit file, I wasn't expecting everything to be closed so soon

RestlessOverDebt

Hi 1977dave
It has been good to read this update, and I'm pleased everything has gone smoothly for you.
I wish you every success in your fresh start to a debt free future.
Kind regards
RestlessOverDebt