Bank opening hours during this lockdown

BrownTrout

colsten said:

BrownTrout said:

jbrassy said:

Do people still go to bank branches? Haven't stepped foot in one for years. Internet banking is open 24/7. Failing that, open a First Direct account and you can ring them 24/7.

i went to a building society branch for the first time in years this summer to have some cheques done, but thats been in about 4 years

Many banks offer mobile cheque deposits for up to £500 (or even up to £1,000 during pandemic); for almost all banks, you can deposit higher value cheques at Post Offices, and where that's not an option, you can post the cheque to your Bank / Building Society. So even frequent cheque depositors can easily get by without a Bank branch. I am quite baffled by the OP's complaint, as all essential financial matters can surely be handled either without going to a Branch, or within the opening hours, even if they are now restricted to limit personal contacts and the spread of the virus.

indeed this for a withdrawal, (passbook type account), but  you really can do most things over the phone or use the PO!, other then that ive not had to step in a bank/PO
People just whinge when banks close, but dont use themselves, or realise that old people who use them dont make banks any money

IvanOpinion

Gsaver1 said:

Why can banks not stagger their hours instead of just opening the same hours during the week? Those who arrived at this decision should give themselves a head wobble imo.

Could you not put that argument forward for every business where it suits your needs?
Maybe your proposal would not suit some people so the logical conclusion of all these head wobbles would be that businesses should operate 24/7.

With banks the argument is that they have to cash out and balance their ledgers before end of day so they need an hour to do that - some of them are operating on systems developed several decades ago.

General_Grant

IvanOpinion said:

Gsaver1 said:

Why can banks not stagger their hours instead of just opening the same hours during the week? Those who arrived at this decision should give themselves a head wobble imo.

Could you not put that argument forward for every business where it suits your needs?
Maybe your proposal would not suit some people so the logical conclusion of all these head wobbles would be that businesses should operate 24/7.

With banks the argument is that they have to cash out and balance their ledgers before end of day so they need an hour to do that - some of them are operating on systems developed several decades ago.

If that were the sum of the argument I wonder how they managed to open after 2 pm during the week and on Saturdays last February.

qwert10

Yes Lloyds is hopeless opens 9.30 to 2 so there is always a massive line of people. How is that helping to avoid people standing close together? In our town the queue snakes right up a busy narrow thoroughfare a covoid nightmare!