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DD credit card payment for someone else
One.time
Posts: 30 Forumite
in Credit cards
Is it possible/allow to set up DD on my current account for someone else credit card payment?
0
Comments
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It depends on the credit card provider systems - they might want the name on the account to match the card but most just want sort code and account numberI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
In theory - yes it can be done. However I can't think of any reason why you would want to.
Normally the card holder would set up the d/d from their account, or pay online, or in cash perhaps at a branch of the bank.
Why do you have to become involved?
If the card holder is under financial pressure then you could be left paying their bill with no guarantee of getting the money back.
I would love to hear any conversation you might have if you try to claim back funds under the indemnity scheme.0 -
Does it need to be a DD? My wife has a 0% card for the next 12 months with £1,000 on it. She pays £100 pm on DD from her account and I pay an additional £100 with a direct payment using her card reference. Maybe just do that?One.time said:Is it possible/allow to set up DD on my current account for someone else credit card payment?0 -
It varies by lenders but in my experience most are happy to do so as long as they speak to the current account holder to confirm their permission.One.time said:Is it possible/allow to set up DD on my current account for someone else credit card payment?
Obviously for the cardholder it creates a risk that the third party cancels the DD or does a DD Guarantee claim and they won't know until they get the late/missing payment notice and fee.0
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