No fault accident to my parked car no tax

Kmc89

Hi, my car was hit parked outside my house by a council vehicle, the driver admitted fault and gave details but my car tax ran out on the 21st December and due to covid and Christmas I hadn't been able to get it booked in till the next month but I didn't need to use it so it was just sat, meaning it wasn't taxed at the time of the accident, will their insurance still pay out? Thank you 

williamgriffin

Kmc89 said:

Hi, my car was hit parked outside my house by a council vehicle, the driver admitted fault and gave details but my car tax ran out on the 21st December and due to covid and Christmas I hadn't been able to get it booked in till the next month but I didn't need to use it so it was just sat, meaning it wasn't taxed at the time of the accident, will their insurance still pay out? Thank you 

Car tax doesn't run out on the 21st. Do you mean MOT?

KimJongUn88

Lots of other people managed to ensure their car was legally on the road in December despite Covid and Xmas.

[Deleted User]

williamgriffin said:

Kmc89 said:

Hi, my car was hit parked outside my house by a council vehicle, the driver admitted fault and gave details but my car tax ran out on the 21st December and due to covid and Christmas I hadn't been able to get it booked in till the next month but I didn't need to use it so it was just sat, meaning it wasn't taxed at the time of the accident, will their insurance still pay out? Thank you 

Car tax doesn't run out on the 21st. Do you mean MOT?

Of course it can, car tax can run out at any time, there is no one particular/set date.
My own tax runs out at the end of January.

IvanOpinion

[Deleted User] said:

williamgriffin said:

Kmc89 said:

Hi, my car was hit parked outside my house by a council vehicle, the driver admitted fault and gave details but my car tax ran out on the 21st December and due to covid and Christmas I hadn't been able to get it booked in till the next month but I didn't need to use it so it was just sat, meaning it wasn't taxed at the time of the accident, will their insurance still pay out? Thank you 

Car tax doesn't run out on the 21st. Do you mean MOT?

Of course it can, car tax can run out at any time, there is no one particular/set date.
My own tax runs out at the end of January.

I think that was Williams point, car tax does not run out in the middle of a month ... either there was a typo and the OP meant 31st Dec or the 21st was correct and they meant MOT (which is sort of implied by the 'get it booked in' comment, although that could also mean it needed some work done on it).

I think this one is in the hands of the insurance companies.  I have heard mixed stories about whether or not such an accident will result in payment.

pinkshoes

As it was their vehicle that hit yours then their insurance will have to pay out. 

If it was YOU that had hit someone then your insurance might not pay out, but this isn't the case.

BUT...parked on the road with no tax and hit by a council vehicle. I would imagine that this will be reported and a fine for no tax. If shielding I imagine you can defend this.

neilmcl

Catsacor said:

williamgriffin said:

Kmc89 said:

Hi, my car was hit parked outside my house by a council vehicle, the driver admitted fault and gave details but my car tax ran out on the 21st December and due to covid and Christmas I hadn't been able to get it booked in till the next month but I didn't need to use it so it was just sat, meaning it wasn't taxed at the time of the accident, will their insurance still pay out? Thank you 

Car tax doesn't run out on the 21st. Do you mean MOT?

Of course it can, car tax can run out at any time, there is no one particular/set date.
My own tax runs out at the end of January.

You've misunderstood and incorrect. Car tax is always valid until the end of a calendar month.

Sandtree

Lack of tax is going to make no difference at all; tax doesnt transfer with ownership and so it doesnt even impact settlements on a total loss.

If it was MOT then that could be slightly more complex but if you deal directly with the third party insurers then its impact is only on the car valuation and so would make a total loss slightly more likely and a lower settlement if it is a total loss.

The_Fat_Controller

As you are required to tell your own insurer, read their small print about the requirement to keep your vehicle taxed and MOT current.
They may ask for details of what and where it happened even though you are not at fault, as may the insurers of the vehicle that hit your car.
If they find out the vehicle wasn't taxed and on a public road they may get a little more interested.

TooManyPoints

Why would they?

williamgriffin

[Deleted User] said:

williamgriffin said:

Kmc89 said:

Hi, my car was hit parked outside my house by a council vehicle, the driver admitted fault and gave details but my car tax ran out on the 21st December and due to covid and Christmas I hadn't been able to get it booked in till the next month but I didn't need to use it so it was just sat, meaning it wasn't taxed at the time of the accident, will their insurance still pay out? Thank you 

Car tax doesn't run out on the 21st. Do you mean MOT?

Of course it can, car tax can run out at any time, there is no one particular/set date.
My own tax runs out at the end of January.

Can you explain how it can run out at any time other than the end of the month?


Sorn and change of keeper isn't running out.